# InsurePulse Business Insurance Advisor

> InsurePulse Business Insurance Advisor is a paid API for AI agents from insurepulse.vercel.app, paid per call via x402, $0.1/call, status unknown (last checked 2026-09-15).

Returns a tailored list of required insurance policies for a given small business, including cost estimates and carrier recommendations for GL, BOP, professional liability, and workers comp.

## Facts

- Endpoint: GET https://insurepulse.vercel.app/api/insure/business
- Price: $0.1/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-15
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/insurepulse-business-insurance-advisor-9d736ff9
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_bappu3Fy3sPIWdFVm42lF

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability insurepulse-business-insurance-advisor-9d736ff9
```

Example prompt: What insurance policies does my small IT consulting firm with 3 employees in Texas need, and roughly what will they cost? I want to know about GL, professional liability, and workers comp specifically.

## When to prefer this

Use this endpoint when an agent needs to advise a small business owner or insurance agent on which commercial insurance policies to purchase, the expected cost, and where to buy them. Prefer this over generic insurance search when the goal is prescriptive guidance rather than policy comparison or claims processing.

## Known failure modes

- Missing or unrecognized business type may return generic or empty recommendations
- Invalid state/location may cause carrier suggestions to be unavailable or inaccurate
- Very unusual business types may yield low-confidence estimates
- Payment failure (x402) results in 402 response with no data returned

## How this service works

Business insurance coverage planner and cost estimate — exactly which policies a small business needs (general liability, BOP, professional liability, workers comp), country-aware cost estimates from public benchmarks, and where to buy them. For small-business and insurance agents, any country.

## Output

A structured response listing exactly which insurance policies the business needs (e.g. GL, BOP, professional liability, workers comp), estimated cost ranges for each, and recommended carriers or marketplaces where coverage can be obtained.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema"
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/insurepulse-business-insurance-advisor-9d736ff9/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from insurepulse.vercel.app](https://www.zero.xyz/host/insurepulse.vercel.app/llms.txt)