# InsurePulse Home Insurance Analyzer

> InsurePulse Home Insurance Analyzer is a paid API for AI agents from insurepulse.vercel.app, paid per call via x402, $0.1/call, status unknown (last checked 2026-09-14).

Analyzes home insurance for a given property, surfacing coverage gaps, flood and earthquake exposure, and carrier comparisons

## Facts

- Endpoint: GET https://insurepulse.vercel.app/api/insure/home
- Price: $0.1/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-14
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/insurepulse-home-insurance-analyzer-182a5fba
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_VHUUnQVvYpuvCZjQjEHGZ

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability insurepulse-home-insurance-analyzer-182a5fba
```

Example prompt: Can you analyze the home insurance situation for my property at 1482 Maple Drive, Sacramento CA 95814 — I have a $450,000 home with a State Farm HO-3 policy and I want to know if I have any coverage gaps, what my flood and earthquake exposure looks like, and how my carrier stacks up against alternatives?

## When to prefer this

Use this endpoint when a user needs a property-specific home insurance analysis including natural disaster exposure (flood, earthquake), coverage gap identification, and carrier benchmarking — particularly valuable for homebuyers evaluating a property or existing homeowners reviewing their policy adequacy

## Known failure modes

- Invalid or unrecognized property address returns an error or empty analysis
- Missing required property details may result in incomplete coverage gap analysis
- Properties in areas with limited carrier data may return partial comparisons
- Payment failure via x402 protocol returns 402 status before analysis is performed
- Ambiguous address (e.g. no zip code) may cause incorrect geolocation and risk assessment

## How this service works

Home insurance premium estimate and coverage gap analysis — homeowners coverage adequacy, flood and catastrophe exposure, carrier comparison, and a country-aware estimated annual premium range from public benchmarks. For insurance and homebuyer agents, any country.

## Output

Returns a structured analysis including identified coverage gaps, flood and earthquake risk exposure for the property, and a carrier comparison with recommendations for the homeowner or buyer

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema"
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/insurepulse-home-insurance-analyzer-182a5fba/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from insurepulse.vercel.app](https://www.zero.xyz/host/insurepulse.vercel.app/llms.txt)