# InsurePulse Life-Event Insurance Checklist

> InsurePulse Life-Event Insurance Checklist is a paid API for AI agents from insurepulse.vercel.app, paid per call via x402, $0.1/call, status unknown (last checked 2026-09-15).

Returns a prioritized insurance coverage to-do list triggered by a major life event such as marriage, new baby, home purchase, or divorce

## Facts

- Endpoint: GET https://insurepulse.vercel.app/api/insure/life-event
- Price: $0.1/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-15
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/insurepulse-life-event-insurance-checklist-1a7a09a4
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_0b5JqIzuepdcI21uU90zF

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability insurepulse-life-event-insurance-checklist-1a7a09a4
```

Example prompt: We just got married last month and bought our first home — can you give me a prioritized insurance checklist of everything we need to add or update based on those two life events?

## When to prefer this

Choose this endpoint when a user has just experienced or is anticipating a major life change (marriage, new baby, home purchase, divorce) and needs a structured, prioritized list of insurance actions. Ideal for personal finance or insurance agents guiding clients through transitions rather than analyzing a single policy type.

## Known failure modes

- Unrecognized or unsupported life event type returns an error or empty checklist
- Missing required life event parameter results in a 400 bad request
- Payment not processed (x402) results in a 402 Payment Required response
- Ambiguous household details may yield generic rather than personalized recommendations

## How this service works

Life-event insurance checklist and coverage to-do list — a prioritized insurance action plan triggered by marriage, a new baby, a home purchase, job change, divorce, or any major life change. Country-aware. For insurance and personal-finance agents, any country.

## Output

A prioritized to-do list of insurance coverage actions tailored to the life event, including which policies to add, update, or review, ranked by urgency or importance for the household's new situation.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema"
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/insurepulse-life-event-insurance-checklist-1a7a09a4/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from insurepulse.vercel.app](https://www.zero.xyz/host/insurepulse.vercel.app/llms.txt)