# InsurePulse Renters Insurance Guide

> InsurePulse Renters Insurance Guide is a paid API for AI agents from insurepulse.vercel.app, paid per call via x402, $0.08/call, status unknown (last checked 2026-09-15).

Returns a renters insurance guide covering coverage amounts, carrier comparisons, and umbrella policy guidance

## Facts

- Endpoint: GET https://insurepulse.vercel.app/api/insure/renters
- Price: $0.08/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-15
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/insurepulse-renters-insurance-guide-73c9ea5c
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_GBKP5FUiavvNmrrIsUTLp

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability insurepulse-renters-insurance-guide-73c9ea5c
```

Example prompt: Can you pull up the InsurePulse renters insurance guide and tell me what coverage amounts I should consider, how the major carriers stack up, and whether I need umbrella insurance on top of my renters policy?

## When to prefer this

Use this endpoint when a user needs educational guidance on renters insurance — specifically coverage sizing, comparing carriers, or understanding umbrella policy options — and does not need a live quote or purchase flow.

## Known failure modes

- Payment failure (insufficient USDC balance or x402 payment not accepted)
- Service unavailable (Vercel deployment down, returns 5xx)
- Empty or malformed response body if guide content has not been populated

## How this service works

Renters insurance premium estimate and coverage calculator — right coverage amounts, carrier comparison, umbrella guidance, and a country-aware estimated monthly premium from public benchmarks. For insurance and personal-finance agents, any country.

## Output

Returns a structured renters insurance guide including recommended coverage amounts, a comparison of insurance carriers, and guidance on whether and how umbrella policies complement renters insurance.

## Example request

```json
{}
```

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET",
      "HEAD",
      "DELETE"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "properties": {
      "dog": {
       "type": "boolean",
       "description": "Whether tenant has a dog (affects liability)"
      },
      "zip": {
       "type": "string",
       "description": "ZIP code for rate context"
      },
      "lang": {
       "type": "string",
       "description": "Response language"
      },
      "value": {
       "type": "number",
       "description": "Estimated personal property value in USD"
      },
      "net_worth": {
       "type": "number",
       "description": "Estimated net worth in USD"
      }
     }
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "errors": {
     "type": "object",
     "description": "Documented error responses, keyed by HTTP status code",
     "additionalProperties": {
      "type": "object",
      "required": [
       "description"
      ],
      "properties": {
       "example": {
        "type": "object"
       },
       "description": {
        "type": "string"
       }
      }
     }
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/insurepulse-renters-insurance-guide-73c9ea5c/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from insurepulse.vercel.app](https://www.zero.xyz/host/insurepulse.vercel.app/llms.txt)