# KiteEndpoints.ai Yield Lending API

> KiteEndpoints.ai Yield Lending API is a paid API for AI agents from kite-hub-v3.vercel.app, paid per call via x402, $0.2/call, status unknown (last checked 2026-10-12).

Returns DeFi yield and lending rate data for crypto assets across lending protocols

## Facts

- Endpoint: POST https://kite-hub-v3.vercel.app/api/yield/lending?utm_source=zero.xyz
- Price: $0.2/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-12
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/kiteendpoints-ai-yield-lending-api-baa2e76e
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_OncE6pHH-zlzhdh53st6O

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability kiteendpoints-ai-yield-lending-api-baa2e76e -d '<json body>'
```

Example prompt: What are the current lending and borrowing APY rates for USDC and DAI across major DeFi protocols like Aave and Compound right now?

## When to prefer this

Use this endpoint when you need real-time DeFi lending and borrowing yield data and are operating in a crypto-native, pay-per-request context using USDC on Base. Prefer this over manual protocol queries when aggregating rates across multiple platforms in a single call.

## Known failure modes

- Invalid or unsupported asset symbol returns error
- Protocol or chain not supported returns empty or error result
- Downstream data provider outage causes stale or missing rates
- Malformed POST body causes 400 error
- Payment failure (insufficient USDC) blocks request at x402 layer

## How this service works

400+ paid API endpoints. Social media, AI, crypto, finance, weather, ecommerce, tools. Pay per request with USDC on Base chain.

## Output

Returns an object containing yield and lending rate data for the queried crypto asset or protocol, including APY figures, borrowing rates, and protocol-specific metrics. Response structure is a generic result wrapper with a data field containing the API response.

## Response schema (JSON Schema)

```json
{
 "type": "object",
 "example": {
  "result": {
   "data": "example response"
  }
 },
 "properties": {
  "result": {
   "type": "object",
   "description": "API response data"
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/kiteendpoints-ai-yield-lending-api-baa2e76e/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from kite-hub-v3.vercel.app](https://www.zero.xyz/host/kite-hub-v3.vercel.app/llms.txt)
