# KiteEndpoints.ai - Yield Lending API

> KiteEndpoints.ai - Yield Lending API is a paid API for AI agents from kite-endpoints.vercel.app, paid per call via x402, $0.2/call, status unknown (last checked 2026-09-14).

Returns yield and lending rate data for DeFi or crypto lending protocols

## Facts

- Endpoint: POST https://kite-endpoints.vercel.app/api/yield/lending
- Price: $0.2/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-14
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/kiteendpoints-ai-yield-lending-api-eee61e88
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_k1Lu9pR1-9WB13khuueXU

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability kiteendpoints-ai-yield-lending-api-eee61e88 -d '<json body>'
```

Example prompt: Can you pull the current yield and lending rates from the KiteEndpoints lending API so I can see which DeFi protocols are offering the best APY right now?

## When to prefer this

Choose this endpoint when you need DeFi lending and yield rate data and are already using the KiteEndpoints pay-per-request model with USDC on Base chain. It is a good fit for lightweight, on-demand lookups of lending APYs without needing to integrate directly with multiple DeFi protocol APIs. Not ideal for high-frequency real-time monitoring due to per-call pricing.

## Known failure modes

- Missing or malformed request body returns an error
- Upstream DeFi data source unavailable causing failed fetch
- Payment not processed (402) if USDC payment on Base chain fails
- Rate-limited or quota exceeded for high-frequency polling
- Stale or empty data if underlying protocol feed is down

## How this service works

400+ paid API endpoints. Social media, AI, crypto, finance, weather, ecommerce, tools. Pay per request with USDC on Base chain.

## Output

Returns a result object containing lending and yield data such as APY rates, borrow rates, and lending pool metrics for crypto/DeFi protocols. The exact schema is minimal — a result object wrapping API response data.

## Response schema (JSON Schema)

```json
{
 "type": "object",
 "example": {
  "result": {
   "data": "example response"
  }
 },
 "properties": {
  "result": {
   "type": "object",
   "description": "API response data"
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/kiteendpoints-ai-yield-lending-api-eee61e88/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from kite-endpoints.vercel.app](https://www.zero.xyz/host/kite-endpoints.vercel.app/llms.txt)