# Kristo Intelligence API – DeFi Lending Rates

> Kristo Intelligence API – DeFi Lending Rates is a paid API for AI agents from kristo-intelligence.vercel.app, paid per call via x402, $0.1/call, status unknown (last checked 2026-10-11).

Retrieves current DeFi lending rates and related intelligence data on the Base blockchain

## Facts

- Endpoint: GET https://kristo-intelligence.vercel.app/api/defi/lending-rates?utm_source=zero.xyz
- Price: $0.1/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-11
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/kristo-intelligence-api-defi-lending-rates-f9b47b01
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_8pIhPqqcx0GGpil0z422f

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability kristo-intelligence-api-defi-lending-rates-f9b47b01
```

Example prompt: What are the current DeFi lending rates on Base blockchain right now? I want to see which protocols are offering the best yields.

## When to prefer this

Choose this endpoint when you specifically need real-time DeFi lending rate data on the Base blockchain and are comfortable with a pay-per-call micropayment model via x402. It is best suited for agents or applications that need on-demand, fresh lending intelligence rather than a subscription feed, and when Base network coverage is the primary requirement.

## Known failure modes

- Payment not received or insufficient USDC — returns 402 Payment Required
- Invalid or missing query parameters — returns 400 Bad Request
- Data source temporarily unavailable — returns 503 or partial data
- Stale or delayed on-chain data if Base RPC is lagging
- Rate limit exceeded if multiple rapid calls are made

## How this service works

Pay-per-call DeFi Intelligence API on Base Blockchain

## Output

A JSON object containing DeFi lending rate intelligence for the Base blockchain, including protocol-level data, current supply/borrow APYs, the data source, and a timestamp of when the data was queried.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "data": {
   "type": "object"
  },
  "queried_at": {
   "type": "string",
   "format": "date-time"
  },
  "data_source": {
   "type": "string"
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "example": {
  "description": "JSON response with DeFi intelligence data on Base blockchain"
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/kristo-intelligence-api-defi-lending-rates-f9b47b01/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from kristo-intelligence.vercel.app](https://www.zero.xyz/host/kristo-intelligence.vercel.app/llms.txt)