# Regulatory Classification Analyzer

> Regulatory Classification Analyzer is a paid API for AI agents from legal.apitoai.xyz, paid per call via x402, $0.02/call, status down (last checked 2026-09-14).

Analyzes whether a crypto token qualifies as a security, utility, or commodity under US Howey Test, EU MiCA, and Asian regulatory frameworks

## Facts

- Endpoint: POST https://legal.apitoai.xyz/regulatory_classification_analyzer
- Price: $0.02/call
- Payment: x402
- Status: down
- Last checked: 2026-09-14
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/legal-apitoai-xyz-1031cf3c
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_T4aEHAb3haNaKDfZ1_5aH

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability legal-apitoai-xyz-1031cf3c -d '<json body>'
```

Example prompt: Can you analyze whether my token — a governance token that gives holders voting rights and a share of protocol fees — qualifies as a security, utility token, or commodity under the US Howey Test, EU MiCA framework, and major Asian regulatory frameworks?

## When to prefer this

Use this endpoint when you need a multi-jurisdictional regulatory classification covering US (Howey Test), EU (MiCA), and Asian frameworks in a single call. Best for token project teams, legal teams doing preliminary due diligence, or compliance officers assessing regulatory exposure across multiple regions simultaneously. Prefer this over general legal research when you need crypto-specific regulatory classification mapped to specific legal tests.

## Known failure modes

- Vague or insufficient token description may produce generic or non-applicable analysis
- Model may not reflect the most recent regulatory updates or enforcement actions
- Response is AI-generated legal analysis, not formal legal advice — disclaimer may be needed
- API may return success:false if the service is unavailable or prompt is malformed
- Ambiguous token structures may receive inconclusive classifications

## How this service works

Analyze whether your token is a security, utility, or commodity under US (Howey Test), EU (MiCA), and Asian regulatory frameworks

## Output

A structured text response from Gemini Pro analyzing the token under the Howey Test (US), MiCA (EU), and Asian regulatory frameworks, indicating whether the token is likely classified as a security, utility token, or commodity, along with reasoning for each jurisdiction.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "required": [
  "message"
 ],
 "properties": {
  "message": {
   "type": "string",
   "description": "Your prompt/query for the agent"
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "data": {
   "type": "object",
   "properties": {
    "response": {
     "type": "string",
     "description": "Agent response from Gemini Pro"
    }
   }
  },
  "agent": {
   "type": "string",
   "description": "Agent name"
  },
  "success": {
   "type": "boolean",
   "description": "Whether the request was successful"
  },
  "timestamp": {
   "type": "string",
   "description": "ISO 8601 timestamp"
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/legal-apitoai-xyz-1031cf3c/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from legal.apitoai.xyz](https://www.zero.xyz/host/legal.apitoai.xyz/llms.txt)