# AML/KYC Framework Designer

> AML/KYC Framework Designer is a paid API for AI agents from legal.apitoai.xyz, paid per call via x402, $0.02/call, status down (last checked 2026-09-15).

Designs customer verification procedures, transaction monitoring rules, suspicious activity reporting workflows, and compliant KYC provider selection for crypto/fintech businesses

## Facts

- Endpoint: POST https://legal.apitoai.xyz/aml_kyc_framework_designer
- Price: $0.02/call
- Payment: x402
- Status: down
- Last checked: 2026-09-15
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/legal-apitoai-xyz-27d57bac
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_A0MtQSqGh8foNZXDbmzLE

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability legal-apitoai-xyz-27d57bac -d '<json body>'
```

Example prompt: Design an AML/KYC compliance framework for my crypto exchange — I need customer verification procedures, transaction monitoring rules, suspicious activity reporting workflows, and recommendations for compliant KYC providers that work for a US-based business serving retail customers.

## When to prefer this

Use this endpoint when you need to rapidly design or prototype an AML/KYC compliance program for a crypto, fintech, or DeFi business, especially when covering customer verification procedures, transaction monitoring, SAR workflows, or KYC vendor selection. Prefer this over general legal endpoints when the specific need is anti-money laundering and know-your-customer compliance design rather than token classification, tax frameworks, or licensing.

## Known failure modes

- Vague or overly broad query may produce generic framework not tailored to specific jurisdiction or business model
- Query missing jurisdiction context may result in framework that doesn't address relevant regulatory requirements
- AI-generated output is advisory only and not a substitute for licensed legal counsel
- Gemini Pro model may have knowledge cutoff limitations on very recent regulatory changes
- Missing business type context may produce inapplicable compliance recommendations

## How this service works

Design customer verification procedures, transaction monitoring rules, suspicious activity reporting, and compliant KYC provider selection

## Output

Returns a detailed, structured AML/KYC framework including customer verification procedure steps, transaction monitoring rule recommendations, suspicious activity reporting (SAR) protocols, and guidance on selecting compliant KYC providers — all tailored to the queried business context and jurisdiction.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "required": [
  "message"
 ],
 "properties": {
  "message": {
   "type": "string",
   "description": "Your prompt/query for the agent"
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "data": {
   "type": "object",
   "properties": {
    "response": {
     "type": "string",
     "description": "Agent response from Gemini Pro"
    }
   }
  },
  "agent": {
   "type": "string",
   "description": "Agent name"
  },
  "success": {
   "type": "boolean",
   "description": "Whether the request was successful"
  },
  "timestamp": {
   "type": "string",
   "description": "ISO 8601 timestamp"
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/legal-apitoai-xyz-27d57bac/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from legal.apitoai.xyz](https://www.zero.xyz/host/legal.apitoai.xyz/llms.txt)