# Legal Terms & Conditions Summarizer

> Legal Terms & Conditions Summarizer is a paid API for AI agents from gateway.apiosk.com, paid per call via x402, $0.05/call, status unknown (last checked 2026-09-14).

Extracts and summarizes key legal terms from a Terms & Conditions page URL, returning structured fields like data usage, refund policy, liability limits, and cancellation policy

## Facts

- Endpoint: POST https://gateway.apiosk.com/legal-compliance/extract-terms-summary
- Price: $0.05/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-14
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/legal-terms-conditions-summarizer-d7752ea6
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_JCdi4cgOCsIGGI5H0bEDm

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability legal-terms-conditions-summarizer-d7752ea6 -d '<json body>'
```

Example prompt: Can you pull up the terms and conditions at https://example.com/terms and give me a structured summary — specifically what they say about data usage, refunds, liability limits, and cancellation?

## When to prefer this

Use this endpoint when you need a quick, structured breakdown of a website's legal terms without manually reading dense legalese. Ideal for agents helping users understand what they're agreeing to before signing up for a service, or for compliance workflows that need to audit third-party terms at scale. Prefer this over generic web scrapers when you specifically need legal-field extraction with named outputs like refund policy and liability limits.

## Known failure modes

- URL is inaccessible or returns a non-200 response — endpoint may return an error or low confidence score
- Page does not contain recognizable legal terms — fields may be empty or missing
- URL points to a non-text page (e.g. PDF, image) — extraction may fail or return partial results
- Terms page is behind authentication or a paywall — content cannot be fetched
- Rate limiting or network timeout on the target URL — extraction may time out

## How this service works

Summarize a terms/conditions page into refund_policy, cancellation_policy, data_usage and liability_limit (each null if not found) plus important_restrictions. confidence = fraction of the four fields found. Best-effort, keyword-based, EN+NL — NOT legal advice.

## Output

Returns a structured JSON object containing the source URL, a confidence score, and extracted plain-language summaries of: data usage policy, refund policy, liability limit, cancellation policy, and a list of any important restrictions found on the page.

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/legal-terms-conditions-summarizer-d7752ea6/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from gateway.apiosk.com](https://www.zero.xyz/host/gateway.apiosk.com/llms.txt)