# Liquita Borrower Health Factor Lookup

> Liquita Borrower Health Factor Lookup is a paid API for AI agents from liquita-x402-edge.liquita.workers.dev, paid per call via x402, $0.001/call, status unknown (last checked 2026-09-15).

Returns the current health factor, collateral, debt, and protocol for a given EVM address across all monitored DeFi lending markets.

## Facts

- Endpoint: POST https://liquita-x402-edge.liquita.workers.dev/v1/health/:address
- Price: $0.001/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-15
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/liquita-x402-edge-liquita-workers-dev-138798bc
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_XITkIToy9DKdizTCneqEo

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability liquita-x402-edge-liquita-workers-dev-138798bc -d '<json body>'
```

Example prompt: Check the DeFi borrower health for wallet 0x1234...abcd — I want to know the health factor, how much collateral and debt they have, and which lending protocols like Aave V3 or Morpho they're exposed to across EVM chains.

## When to prefer this

Use this endpoint when you need real-time DeFi borrower health data for a specific EVM address across multiple lending protocols (Aave V3, Morpho, Comet, Euler V2, Fluid, Moonwell, Spark) on up to 11 EVM chains. Prefer this over on-chain RPC calls when you need aggregated multi-protocol, multi-chain data in a single request without building your own indexer.

## Known failure modes

- Invalid or malformed EVM address returns a 400 error
- Address with no active lending positions may return empty or null health factor
- Payment failure (insufficient USDC) results in 402 response before data is returned
- Stale data risk if engine update cycle is mid-refresh (data updated every 5 minutes)
- Unsupported chain or protocol not in monitored set returns no results for that market

## How this service works

Borrower health-factor lookup by EVM address. Returns current health factor, collateral, debt, and protocol across all monitored lending markets.

## Output

Returns the current health factor (a numeric ratio indicating liquidation risk), total collateral value, total debt value, the specific lending protocol (e.g. Aave V3, Morpho, Euler V2), and the EVM chain — sourced from the Liquita liquidation engine updated every 5 minutes.

## Example request

```json
{
 "address": "0x1234567890123456789012345678901234567890"
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/liquita-x402-edge-liquita-workers-dev-138798bc/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from liquita-x402-edge.liquita.workers.dev](https://www.zero.xyz/host/liquita-x402-edge.liquita.workers.dev/llms.txt)