# Locus Property Tax Rates & Risk Scan

> Locus Property Tax Rates & Risk Scan is a paid API for AI agents from api.locus.report, paid per call via x402, $0.01/call, status unknown (last checked 2026-09-14).

Scans local records, parcel rules, and risk signals for a US property by address or ZIP code, returning factors that may affect its use, cost, or value.

## Facts

- Endpoint: POST https://api.locus.report/api/locus-property-tax-rates
- Price: $0.01/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-14
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/locus-property-tax-rates-risk-scan-63540a29
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_SIDpNyAEWUH7-2Nh2QxRN

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability locus-property-tax-rates-risk-scan-63540a29 -d '<json body>'
```

Example prompt: Can you run a Locus property scan on 742 Evergreen Terrace, Springfield, IL 62704 and tell me about the tax rates, parcel rules, and any risk signals that could affect owning or developing it?

## When to prefer this

Use this endpoint when you need a quick, low-cost ($0.05) preliminary property intelligence scan covering tax rates, parcel rules, and risk signals for a US address or ZIP code — especially useful early in a real estate due diligence workflow before committing to deeper paid reports.

## Known failure modes

- Address not found or too ambiguous — returns empty records array
- Invalid ZIP code format — input validation error
- No parcel-level data available for the location — minimal records returned
- Service unavailable or timeout — HTTP 5xx error
- Payment not processed — HTTP 402 if x402 payment header is missing or insufficient

## How this service works

Official adopted property-tax RATE components for a place. Perfect for: 'property tax rate for a city/county/ZIP/address', 'what is the millage / mill rate', 'adopted county tax rate'. Returns cited rate components where wired (NC statewide via NCDOR plus selected TN/TX/FL market adapters). Rate context only -- NOT a tax bill, estimate, valuation, or advice. Charge-free when no wired rate table matches the place.

## Output

A JSON report containing a unique scan ID, generation timestamp, local records, parcel-level rules, property tax rate data, and risk signals that may affect the property's use, cost, plans, or future value, along with any relevant caveats.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "place": {
   "type": "string",
   "maxLength": 160,
   "minLength": 2
  },
  "address": {
   "type": "string",
   "maxLength": 160,
   "minLength": 2
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "id": "locus_example",
  "caveats": [
   "Example artifact; not live data."
  ],
  "records": [],
  "generatedAt": "2026-01-01T00:00:00.000Z"
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/locus-property-tax-rates-risk-scan-63540a29/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from api.locus.report](https://www.zero.xyz/host/api.locus.report/llms.txt)