# Locus Wildfire Risk Property Scan

> Locus Wildfire Risk Property Scan is a paid API for AI agents from api.locus.report, paid per call via x402, $0.01/call, status unknown (last checked 2026-09-14).

Scans local records, parcel rules, and wildfire risk signals for a US property by address or ZIP code

## Facts

- Endpoint: POST https://api.locus.report/api/locus-wildfire-risk
- Price: $0.01/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-14
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/locus-wildfire-risk-property-scan-8d387fe9
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_nUts5Dk2zEiVoY9kEGKMC

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability locus-wildfire-risk-property-scan-8d387fe9 -d '<json body>'
```

Example prompt: Can you run a Locus wildfire risk and property scan on 123 Hillside Drive, Los Angeles, CA 90210 and tell me what local records, parcel rules, or risk signals might affect its use or value?

## When to prefer this

Use this endpoint when you need a quick, low-cost ($0.05 USDC) property-level scan combining wildfire risk signals with local parcel rules and records for any US address or ZIP code — especially useful for real estate due diligence, property investment screening, or pre-purchase risk assessment where wildfire exposure is a key concern.

## Known failure modes

- Invalid or unrecognized US address returns empty records array
- Missing both address and zip fields returns validation error
- Non-US addresses are unsupported and may return no results
- Payment failure (insufficient USDC) returns 402 Payment Required
- Ambiguous address string may fall back to ZIP-level data rather than parcel-level

## How this service works

FEMA wildfire risk rating for an address. Perfect for: 'wildfire risk for a property', 'is this address in a high fire-risk area', 'FEMA NRI wildfire rating', 'fire hazard for a parcel'. Returns the FEMA National Risk Index wildfire risk rating/score at the point, with source provenance. National. Not a fire-insurance quote or a safe/unsafe verdict. Charge-free when no wildfire score is available for the point.

## Output

A JSON report with a unique scan ID, generated timestamp, caveats, and an array of records covering local parcel rules, wildfire risk signals, and other factors that may affect the property's use, costs, plans, or future value.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "address": {
   "type": "string",
   "maxLength": 200,
   "minLength": 5
  },
  "latitude": {
   "type": "number",
   "maximum": 90,
   "minimum": -90
  },
  "longitude": {
   "type": "number",
   "maximum": 180,
   "minimum": -180
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "id": "locus_example",
  "caveats": [
   "Example artifact; not live data."
  ],
  "records": [],
  "generatedAt": "2026-01-01T00:00:00.000Z"
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/locus-wildfire-risk-property-scan-8d387fe9/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from api.locus.report](https://www.zero.xyz/host/api.locus.report/llms.txt)