# Lumière PayCheck Trust Report

> Lumière PayCheck Trust Report is a paid API for AI agents from lumierepaycheck.org, paid per call via x402, $0.005/call, status unknown (last checked 2026-10-11).

Returns a trust score, grade, and verdict for an x402 payment endpoint before an agent commits to paying it.

## Facts

- Endpoint: GET https://lumierepaycheck.org/v1/trust-report?utm_source=zero.xyz
- Price: $0.005/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-11
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/lumi-re-paycheck-trust-report-1c5326fe
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_cpLnVR7IjxIrrK8Rp5gyz

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability lumi-re-paycheck-trust-report-1c5326fe
```

Example prompt: Before my agent pays that x402 endpoint at https://api.example.com/v1/data, can you run a Lumière PayCheck trust report on it and tell me the score, grade, and whether it's safe to pay?

## When to prefer this

Use this endpoint when an AI agent is about to make an x402 micropayment to an unfamiliar or third-party endpoint and needs a pre-flight trust check. It is the right choice when you want a structured score, grade, and verdict before committing funds — especially compared to blindly trusting any x402-compatible URL or doing manual research. Prefer it over generic WHOIS or domain lookups because it is specifically calibrated for x402 payment endpoints, wallet reputation, and price history.

## Known failure modes

- URL not found in trust registry — returns low or null score
- Malformed URL input causes 400 Bad Request
- Endpoint is newly registered with no trust history — verdict may be inconclusive
- Network timeout if the upstream x402 scan data is unavailable
- Valid URL that has never been paid or listed returns unknown verdict

## How this service works

Full trust report for an x402 endpoint (same as GET /v1/report): score breakdown, current quote, wallet/price events, and paid delivery checks.

## Output

Returns a JSON object containing the queried URL, a numeric trust score, a letter grade, and a plain-language verdict indicating whether the endpoint is trustworthy to pay. Additional endpoints on the same domain may provide a fuller score breakdown with wallet and pricing event history.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "required": [
  "url"
 ],
 "properties": {
  "url": {
   "type": "string",
   "description": "Full URL of the x402 endpoint to look up"
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "object",
 "required": [
  "url",
  "score",
  "grade",
  "verdict"
 ],
 "properties": {
  "url": {
   "type": "string"
  },
  "grade": {
   "type": "string"
  },
  "score": {
   "type": "number"
  },
  "verdict": {
   "type": "string"
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/lumi-re-paycheck-trust-report-1c5326fe/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from lumierepaycheck.org](https://www.zero.xyz/host/lumierepaycheck.org/llms.txt)