# LupaPago Fee Quote

> LupaPago Fee Quote is a paid API for AI agents from lupapago.com, paid per call via x402, $0.02/call, status unknown (last checked 2026-10-18).

Estimates the payment processing fee for a given PSP, transaction amount in ARS, and number of installments (cuotas) using LupaPago's fee-quote-v1 ruleset.

## Facts

- Endpoint: GET https://lupapago.com/api/fee/quote?utm_source=zero.xyz
- Price: $0.02/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-18
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/lupapago-fee-quote-89580d21
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_afPa8qEG8nAieEGU7zBVo

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability lupapago-fee-quote-89580d21
```

Example prompt: Can you give me a LupaPago fee quote for a 50,000 ARS credit card payment processed through Mobbex in 3 installments?

## When to prefer this

Use this endpoint when you need a fast, programmatic estimate of Argentine PSP processing fees for a given amount in ARS and installment count, particularly when working with Mobbex or planning pre-settlement cost analysis. Prefer this over manual fee table lookups or FX quote endpoints when the goal is purely fee estimation in ARS, not currency conversion or actual payment settlement.

## Known failure modes

- Invalid or unsupported PSP name returns an error or empty result
- Amount provided in centavos instead of whole ARS may produce incorrect estimates
- Unsupported number of cuotas may return no matching rule
- Missing required fields (psp, amount, cuotas) likely returns a 400-level error
- Fee rules may be outdated if PSP updates their tariff tables; disclaimer warns of this

## How this service works

Compará pasarelas de pago en Argentina: fees, liquidación e integraciones. Directorio independiente ecommerce-first.

## Output

Returns a JSON object with the estimated fee rate (e.g. 3.146%), the fee amount in ARS (e.g. 1573 ARS on 50,000 ARS), the rate basis label (e.g. 'Essential – Crédito / prepaga'), whether IVA 21% was applied, the PSP used, number of cuotas, currency, amount unit, and a disclaimer that the estimate is orientative and not a commercial quotation.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET",
      "HEAD",
      "DELETE"
     ],
     "type": "string"
    },
    "headers": {
     "type": "object",
     "additionalProperties": {
      "type": "string"
     }
    },
    "queryParams": {
     "type": "object",
     "required": [
      "psp",
      "amount",
      "cuotas"
     ],
     "properties": {
      "psp": {
       "enum": [
        "mobbex",
        "mercado-pago",
        "getnet",
        "nave"
       ],
       "type": "string",
       "description": "PSP slug (fee-pack allowlist)"
      },
      "amount": {
       "type": "string",
       "description": "Integer whole ARS (pesos), not cents. Example: 50000"
      },
      "cuotas": {
       "type": "string",
       "description": "Installment count integer ≥ 1. Example: 3"
      }
     }
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "psp": "mobbex",
  "kind": "fee-quote",
  "notes": "amount en ARS enteros (whole_ars, no centavos). IVA 21% aplicado sobre 2.6% (Essential – Crédito / prepaga). Cuotas=3. Estimación fee-pack; contrastá fuente oficial.",
  "amount": 50000,
  "cuotas": 3,
  "product": "LupaPago",
  "ruleset": "fee-quote-v1",
  "currency": "ARS",
  "fee_rate": 3.146,
  "quoted_at": "2026-09-23T12:00:00.000Z",
  "disclaimer": "Estimación orientativa LupaPago a partir de tablas fee-pack; no es cotización comercial ni asesoramiento.",
  "rate_basis": {
   "label": "Essential – Crédito / prepaga",
   "display": "2.6% + IVA",
   "base_rate": 2.6,
   "iva_applied": true
  },
  "amount_unit": "whole_ars",
  "fee_estimate": 1573
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/lupapago-fee-quote-89580d21/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from lupapago.com](https://www.zero.xyz/host/lupapago.com/llms.txt)