# M2MCent Fintech Fraud Detection Monitor MCP

> M2MCent Fintech Fraud Detection Monitor MCP is a paid API for AI agents from api.m2mcent.com, paid per call via x402, $1.134812/call, status unknown (last checked 2026-10-10).

Evaluates a prompt-based query about a fintech transaction or entity and returns a boolean fraud detection signal

## Facts

- Endpoint: POST https://api.m2mcent.com/fintech-fraud-detection-monitor-mcp-417/api/execute?utm_source=zero.xyz
- Price: $1.134812/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-10
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/m2mcent-fintech-fraud-detection-monitor-mcp-e9ea75ec
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_L1lYd9anlY9bBPcIbKwXU

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability m2mcent-fintech-fraud-detection-monitor-mcp-e9ea75ec -d '<json body>'
```

Example prompt: Can you check whether this payment activity looks fraudulent: 'A new account made three $999 transactions to different international recipients within 10 minutes of being opened'?

## When to prefer this

Use this endpoint when you need a lightweight, binary fraud signal for a fintech transaction or account activity described in natural language. Prefer this over heavier ML pipelines when you need a fast boolean answer via a monetized MCP node and are operating within the x402 payment protocol on Base L2.

## Known failure modes

- Missing required 'prompt' field returns validation error
- Ambiguous or empty prompt may return unreliable boolean result
- Payment failure via x402 protocol results in 402 response and no result
- Network or node unavailability may return 5xx error
- Overly short prompts may lack sufficient context for accurate detection

## How this service works

The premier global index of 1,069 monetized MCP nodes across 205 specialized subdomains. Gasless USDC runtime settlements via x402 V2 Spec on Base L2. Save 95% token context.

## Output

A single boolean value indicating whether the queried transaction, entity, or behavior is detected as fraudulent (true) or not (false).

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "required": [
  "prompt"
 ],
 "properties": {
  "prompt": {
   "type": "string"
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "object",
 "required": [
  "boolean"
 ],
 "properties": {
  "boolean": {
   "type": "boolean"
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/m2mcent-fintech-fraud-detection-monitor-mcp-e9ea75ec/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from api.m2mcent.com](https://www.zero.xyz/host/api.m2mcent.com/llms.txt)