# M2MCent Fintech Fraud Detection Router MCP

> M2MCent Fintech Fraud Detection Router MCP is a paid API for AI agents from api.m2mcent.com, paid per call via x402, $1.156363/call, status unknown (last checked 2026-10-13).

Evaluates a text prompt for fintech fraud signals and returns a boolean fraud score

## Facts

- Endpoint: POST https://api.m2mcent.com/fintech-fraud-detection-router-mcp-375/api/execute?utm_source=zero.xyz
- Price: $1.156363/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-13
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/m2mcent-fintech-fraud-detection-router-mcp-a32b21e0
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_gF3yXMB102ag8beoYjOCq

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability m2mcent-fintech-fraud-detection-router-mcp-a32b21e0 -d '<json body>'
```

Example prompt: Check if this transaction description looks fraudulent: 'User attempted three rapid wire transfers of $4,900 each to different international accounts within 10 minutes from a new device.'

## When to prefer this

Use this endpoint when you need a fast, binary fraud/not-fraud classification on a free-text description of a fintech event, transaction, or user action, and want a lightweight boolean output without complex scoring breakdowns. Best suited for pipelines that need a simple pass/fail gate on financial text inputs.

## Known failure modes

- Missing required 'prompt' field returns a validation error
- Ambiguous or very short prompts may yield unreliable boolean output
- Payment failure via x402 protocol returns HTTP 402 and no result
- Service unavailability returns 5xx error with no score
- Prompt too long may be truncated or rejected

## How this service works

The premier global index of 1,069 monetized MCP nodes across 205 specialized subdomains. Gasless USDC runtime settlements via x402 V2 Spec on Base L2. Save 95% token context.

## Output

A JSON object containing a boolean 'score' field — true indicates the prompt is flagged as fraudulent or high-risk, false indicates it appears legitimate.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "required": [
  "prompt"
 ],
 "properties": {
  "prompt": {
   "type": "string"
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "object",
 "required": [
  "score"
 ],
 "properties": {
  "score": {
   "type": "boolean"
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/m2mcent-fintech-fraud-detection-router-mcp-a32b21e0/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from api.m2mcent.com](https://www.zero.xyz/host/api.m2mcent.com/llms.txt)