# Money Mind Regime Change Detector

> Money Mind Regime Change Detector is a paid API for AI agents from money-mind-extract.onrender.com, paid per call via x402, $0.31/call, status unknown (last checked 2026-10-18).

Adjudicates whether a trading strategy's recent performance shift represents a genuine regime change or is within normal statistical variation.

## Facts

- Endpoint: POST https://money-mind-extract.onrender.com/regime?utm_source=zero.xyz
- Price: $0.31/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-18
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/money-mind-regime-change-detector-d21e7362
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_Rxzz9OKN95ecxwdlvkM9m

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability money-mind-regime-change-detector-d21e7362 -d '<json body>'
```

Example prompt: Run my equity strategy's recent monthly returns through Money Mind's regime gate — here's the performance data for the last 18 months with a noticeable dip starting month 13 — tell me if that shift is a genuine regime change or just normal variation.

## When to prefer this

Choose this endpoint when you need to determine whether a trading strategy's recent performance shift is statistically meaningful versus random noise, particularly after drawdowns or structural market events. Prefer over generic statistical tests when you want an opinionated, multi-gate adjudication specifically tuned for trading strategy validation, and when you want pay-per-call pricing with no account setup required.

## Known failure modes

- Insufficient data points in body for statistical significance — returns inconclusive verdict
- Malformed body object missing required performance series — returns validation error
- Payment failure or insufficient USDC balance — returns 402 Payment Required
- Server timeout on complex time-series analysis — returns 503
- Ambiguous or non-numeric performance data — returns parsing error

## How this service works

Pay-per-call adjudication for trading research.
Eleven gates that killed 35 of our own concepts. Is your backtest real, is your
price data real, is your t-stat inflated? USDC on Base, no account needed.

## Output

Returns a JSON object with a 'reading' field describing the statistical analysis of the performance data and a 'verdict' field indicating whether recent weakness constitutes a genuine regime change or falls within normal variation.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method",
    "body"
   ],
   "properties": {
    "body": {
     "type": "object",
     "description": "Did the process change, or is recent weakness inside normal variation"
    },
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "POST"
     ],
     "type": "string"
    },
    "bodyType": {
     "enum": [
      "json"
     ],
     "type": "string"
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "reading": "...",
  "verdict": "..."
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/money-mind-regime-change-detector-d21e7362/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from money-mind-extract.onrender.com](https://www.zero.xyz/host/money-mind-extract.onrender.com/llms.txt)