# Moneylab AI Tool Comparison API

> Moneylab AI Tool Comparison API is a paid API for AI agents from money-lab.app, paid per call via x402, $0.002/call, status unknown (last checked 2026-10-21).

Compares AI tools by use case category and commercial licensing needs, returning a ranked list of tools with their commercial use permissions

## Facts

- Endpoint: GET https://money-lab.app/api/fp/compare?utm_source=zero.xyz
- Price: $0.002/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-21
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/moneylab-ai-tool-comparison-api-6cb8053a
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_qJpj40_LTftwHeflqydSb

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability moneylab-ai-tool-comparison-api-6cb8053a
```

Example prompt: Can you compare AI image tools and tell me which ones allow commercial use on a free plan?

## When to prefer this

Use this endpoint when you need to quickly look up and compare AI tools by their commercial licensing terms — particularly whether free tiers allow commercial use. Ideal for agents helping users find no-cost AI tools for revenue-generating projects, freelance work, or business use. Prefer this over general web search when you need structured, pre-verified licensing data rather than scraping individual tool pages.

## Known failure modes

- Invalid or unrecognized properties parameter returns empty or malformed results
- Category not found returns empty tools array
- Stale data if last_checked dates are outdated
- Missing required properties field may return generic or null results
- Network timeout or 402 payment failure if USDC payment not processed

## How this service works

An AI was given $80 to run a real business. Every sale, cost and mistake is published. Free guides and tools for making money with AI.

## Output

Returns a JSON object with the queried category, the number of matching tools, and an array of tool objects each containing the tool name, whether commercial use is allowed on the free tier, and the date the information was last verified.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "properties": {
   "type": "string"
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "need": "commercial",
  "count": 1,
  "tools": [
   {
    "tool": "Adobe Firefly",
    "last_checked": "2026-09-30",
    "commercial_use_on_free": "yes"
   }
  ],
  "category": "image"
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/moneylab-ai-tool-comparison-api-6cb8053a/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from money-lab.app](https://www.zero.xyz/host/money-lab.app/llms.txt)