# MoneyTools Wallet Token Balances

> MoneyTools Wallet Token Balances is a paid API for AI agents from tools.moneytools.dev, paid per call via x402, $0.002/call, status unknown (last checked 2026-11-05).

Fetches native and ERC-20 token balances for a wallet address on major EVM chains via a single multicall

## Facts

- Endpoint: GET https://tools.moneytools.dev/v1/token-balances?utm_source=zero.xyz
- Price: $0.002/call
- Payment: x402
- Status: unknown
- Last checked: 2026-11-05
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/moneytools-wallet-token-balances-b9c701ac
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_LD046pcbhTeogFo41IrXf

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability moneytools-wallet-token-balances-b9c701ac
```

Example prompt: What are the token balances for wallet 0xd8dA6BF26964aF9D7eEd9e03E53415D37aA96045 on Base — include both native ETH and ERC-20 tokens like USDC and DAI?

## When to prefer this

Use this endpoint when you need native + ERC-20 balances for a wallet in a single efficient multicall rather than making multiple separate RPC calls. It's ideal when checking portfolio holdings across major EVM-compatible chains (Base, Ethereum, Arbitrum, Optimism, Polygon, BSC, Avalanche) and when you want sensible token defaults without having to enumerate a full token list yourself. Prefer it over raw RPC calls for its convenience, payment-on-use pricing model (no upfront subscription), and built-in multicall efficiency.

## Known failure modes

- Invalid wallet address format returns an error
- Unsupported chain name results in an error response
- Free tier exhausted (10/day) without payment credentials returns HTTP 402
- Network or RPC multicall failure may return partial or no results
- Malformed token address in custom token list may cause lookup to fail or skip that token

## How this service works

Wallet token balances: Native + ERC-20 balances for a wallet in one multicall: major tokens on the chain by default or your own list of token addresses/symbols. Free tier 10/day; then $0.002 via x402 (HTTP 402 + PAYMENT-REQUIRED) or X-API-Key credits. Not charged on failure. $0.002 USDC per call via x402 on Base. Run by MoneyTools.

## Output

A JSON object containing native and ERC-20 token balances for the specified wallet, covering major tokens on the chain by default or a custom token list. Also includes payment metadata (charged flag, network, amount in USD, transaction hash) and optional plan/partner hints under _moneytools.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "const": "http"
    },
    "method": {
     "const": "GET"
    },
    "queryParams": {
     "type": "object",
     "required": [
      "chain",
      "owner"
     ],
     "properties": {
      "chain": {
       "type": "string",
       "examples": [
        "base"
       ],
       "description": "chain: base, ethereum, arbitrum, optimism, polygon, bsc, avalanche"
      },
      "owner": {
       "type": "string",
       "examples": [
        "0xd8dA6BF26964aF9D7eEd9e03E53415D37aA96045"
       ],
       "description": "wallet address"
      },
      "tokens": {
       "type": "string",
       "description": "comma list of addresses or symbols"
      }
     }
    }
   }
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "json"
    },
    "example": {
     "type": "object",
     "properties": {
      "payment": {
       "type": "object",
       "properties": {
        "charged": {
         "type": "boolean"
        },
        "network": {
         "type": "string"
        },
        "amountUsd": {
         "type": "string"
        },
        "transaction": {
         "type": [
          "string",
          "null"
         ]
        }
       }
      },
      "freeTier": {
       "type": "object"
      },
      "_moneytools": {
       "type": "object",
       "description": "optional plan / partner hints"
      }
     },
     "description": "Tool-specific JSON result (see llms.txt / openapi.json). Always includes payment info.",
     "additionalProperties": true
    }
   }
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json"
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/moneytools-wallet-token-balances-b9c701ac/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from tools.moneytools.dev](https://www.zero.xyz/host/tools.moneytools.dev/llms.txt)