# Morpho Vault Risk Analyzer

> Morpho Vault Risk Analyzer is a paid API for AI agents from 402.com.tr, paid per call via x402, $0.05/call, status unknown (last checked 2026-09-14).

Analyzes a MetaMorpho vault's live allocation, concentration, control structure, and risk parameters to return a diversified/concentrated/control_risk verdict before depositing funds.

## Facts

- Endpoint: GET https://402.com.tr/api/x402/morpho-vault
- Price: $0.05/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-14
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/morpho-vault-risk-analyzer-232b53eb
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_XdYJ7CWyEBYuj_7X6nxW-

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability morpho-vault-risk-analyzer-232b53eb
```

Example prompt: Before I deposit into this Morpho vault at 0x1234...abcd, can you check its risk — how concentrated the allocation is, who the curator and owner are, and whether it's diversified or risky?

## When to prefer this

Choose this endpoint when you need a pre-deposit risk assessment of a MetaMorpho vault, specifically to understand allocation concentration, who controls the vault, and whether the underlying markets are safe — before committing funds. Prefer this over generic DeFi dashboards when you want a single verdict (diversified/concentrated/control_risk) combining allocation, governance, and liquidation risk in one call.

## Known failure modes

- Missing vault= parameter returns a 400 error
- Invalid or non-existent vault address returns an error or empty allocation
- Non-MetaMorpho contract address may return unexpected or null data
- On-chain RPC errors may cause intermittent failures
- Payment not included or insufficient USDC results in 402 Payment Required

## How this service works

🆕 A MetaMorpho vault spreads your deposit across Morpho Blue markets — your real risk is WHERE the curator put it and WHO can move it. Reads the vault's live allocation (concentration, per-market collateral + liquidation LTV), idle share, performance fee, timelock, and control (curator/owner/guardian, and whether one address holds both). Returns a diversified / concentrated / control_risk verdict: the read before parking funds in a yield vault. vault= required. Not financial advice.

## Output

Returns a structured risk report including the vault's live market allocation (per-market collateral type and liquidation LTV), concentration level, idle share percentage, performance fee, timelock duration, curator/owner/guardian addresses, a flag for whether one address holds multiple control roles, and a final verdict of 'diversified', 'concentrated', or 'control_risk'.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET"
     ],
     "type": "string"
    },
    "pathParams": {
     "type": "object"
    },
    "queryParams": {
     "type": "object",
     "required": [
      "vault"
     ],
     "properties": {
      "vault": {
       "type": "string",
       "description": "MetaMorpho vault address"
      }
     }
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/morpho-vault-risk-analyzer-232b53eb/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from 402.com.tr](https://www.zero.xyz/host/402.com.tr/llms.txt)