# MRU Oracle FATF R16 Travel Rule Compliance Screening

> MRU Oracle FATF R16 Travel Rule Compliance Screening is a paid API for AI agents from mru-oracle.com, paid per call via x402, $0.005/call, status unknown (last checked 2026-09-15).

Screens both originator and beneficiary wallets, entities, and jurisdictions in a single call for FATF Recommendation 16 Travel Rule compliance, returning a signed compliance packet with a unique packetId for counter-party verification.

## Facts

- Endpoint: POST https://mru-oracle.com/compliance/travel-rule
- Price: $0.005/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-15
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/mru-oracle-com-6c4efb65
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_4EI5PmG1j7A_2gU0KCCmk

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability mru-oracle-com-6c4efb65 -d '<json body>'
```

Example prompt: Run a FATF R16 Travel Rule compliance check on this transaction — originator wallet 0xABCD...1234 (Acme Corp, registered in US) sending to beneficiary wallet 0x5678...EFGH (TechPay Ltd, registered in SG) — and give me the compliance packet with the packetId so I can share it with the receiving VASP.

## When to prefer this

Choose this endpoint when you need to fulfill FATF Recommendation 16 (Travel Rule) obligations in a single API call — covering both originator and beneficiary screening plus jurisdiction risk — and require a portable, verifiable compliance packet (packetId) that can be shared with counter-party VASPs. Prefer this over separate wallet screening endpoints when you need the combined Travel Rule compliance artifact rather than just a sanctions hit/no-hit result.

## Known failure modes

- Invalid or malformed wallet address returns 400 error
- Missing required originator or beneficiary fields returns 422 validation error
- Unsupported jurisdiction code returns error
- Payment not received or insufficient USDC balance results in 402 Payment Required
- Service unavailable during maintenance returns 503
- Rate limiting if too many calls in a short period returns 429

## How this service works

FATF R16 Travel Rule compliance: screen originator + beneficiary wallets, entities, and jurisdictions in one call. Returns compliance packet with unique packetId for counter-party verification.

## Output

A compliance packet containing a unique packetId, screening outcomes for both originator and beneficiary wallets against sanctions and watchlists (OFAC SDN, USDT/USDC blacklists, OpenSanctions, etc.), jurisdiction risk assessments, entity match results, and an overall Travel Rule compliance status that can be shared with counter-parties for verification.

## Example request

```json
{
 "purpose": "Cross-border payment for goods",
 "amount_usd": 50000,
 "originator": {
  "name": "Acme Trading LLC",
  "address": "bc1qxy2kgdygjrsqtzq2n0yrf2493p83kkfjhx0wlh",
  "country_code": "US"
 },
 "beneficiary": {
  "name": "Global Finance Corp",
  "address": "1A1z7agoat2YLZW51Jtdap3gSE8NqtwybP",
  "country_code": "GB"
 }
}
```

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "POST"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "properties": {}
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/mru-oracle-com-6c4efb65/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from mru-oracle.com](https://www.zero.xyz/host/mru-oracle.com/llms.txt)