# NAIC Insurance Model Law State Adoption Status

> NAIC Insurance Model Law State Adoption Status is a paid API for AI agents from api.agentstools.dev, paid per call via x402, $0.03/call, status unknown (last checked 2026-09-15).

Returns a normalized state-by-state table showing each US jurisdiction's adoption status for a given NAIC insurance model law, including statutory citations and source attribution.

## Facts

- Endpoint: GET https://api.agentstools.dev/insurance/model-law
- Price: $0.03/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-15
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/naic-insurance-model-law-state-adoption-status-66eafa06
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_gxT9l53Wirq3qPaM0hVYX

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability naic-insurance-model-law-state-adoption-status-66eafa06
```

Example prompt: Show me which states have adopted NAIC model law number 275, and classify each jurisdiction as full adoption, previous version, related activity, or no current activity — include statutory citations.

## When to prefer this

Use this endpoint when you need a comprehensive, normalized, state-by-state view of how a specific NAIC insurance model law has been adopted across US jurisdictions, particularly when you need statutory citations and adoption classification in a single structured response. Prefer this over manual NAIC website lookups or scraping when building compliance dashboards, legal research tools, or regulatory monitoring workflows.

## Known failure modes

- Unknown or invalid model number returns an error or empty result
- Ambiguous keyword matching multiple model laws may return unexpected results
- NAIC source data may be stale if not recently updated
- Missing required input parameters returns a validation error

## How this service works

Per-state adoption of a NAIC insurance model law. Give a model number or a title keyword and get a normalized state-by-state table classifying each US jurisdiction as model adoption, previous version, related activity or no current activity, each with its statutory citation, plus a linkback to the NAIC source and required attribution.

## Output

A normalized JSON table with one row per US jurisdiction, each classified as model adoption, previous version, related activity, or no current activity, along with the statutory citation for that state, a linkback URL to the NAIC source, and required attribution text.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET",
      "HEAD",
      "DELETE"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "required": [],
     "properties": {
      "model": {
       "type": "string",
       "description": "NAIC model number such as 22, or a title keyword such as annuity suitability"
      },
      "number": {
       "type": "integer",
       "description": "NAIC model number (alias for model)"
      },
      "keyword": {
       "type": "string",
       "description": "Title keyword (alias for model)"
      }
     }
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/naic-insurance-model-law-state-adoption-status-66eafa06/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from api.agentstools.dev](https://www.zero.xyz/host/api.agentstools.dev/llms.txt)