# NAIC State Model Law Adoption Lookup

> NAIC State Model Law Adoption Lookup is a paid API for AI agents from api.agentstools.dev, paid per call via x402, $0.03/call, status unknown (last checked 2026-09-15).

Returns which NAIC insurance model laws a given US state has adopted, with classification, citation, and source linkback for each adopted model.

## Facts

- Endpoint: GET https://api.agentstools.dev/insurance/state-adoption
- Price: $0.03/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-15
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/naic-state-model-law-adoption-lookup-e853718e
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_GlyGD_7-9jbY-jMf68P36

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability naic-state-model-law-adoption-lookup-e853718e
```

Example prompt: What NAIC insurance model laws has Texas adopted? I'm especially interested in anything related to data security — give me the model numbers, adoption classifications, and citations.

## When to prefer this

Use this endpoint when you need to know which NAIC model insurance laws a specific US state has formally adopted, especially for compliance research, regulatory mapping, or insurance product filing analysis. Prefer this over general legal search tools when you need structured, normalized data with citations tied directly to the NAIC model law corpus.

## Known failure modes

- Unknown or misspelled state name/code returns an error or empty result
- Invalid model number format returns a validation error
- No matching models found for a topic filter returns an empty list
- Network or upstream NAIC corpus unavailability returns a 5xx error
- Comma-separated model list with invalid entries may produce partial results

## How this service works

Which NAIC insurance model laws a given state has adopted, inverted from the NAIC state-page corpus. Give a state (name or code) and an optional model or topic filter and get the models it has adopted with each classification, citation and linkback.

## Output

A list of NAIC model laws the specified state has adopted, each entry including the model number, model name, adoption classification (e.g. Substantially Similar, Identical), the legislative citation in that state, and a linkback URL to the NAIC source page.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET",
      "HEAD",
      "DELETE"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "required": [],
     "properties": {
      "model": {
       "type": "string",
       "description": "Optional NAIC model number(s) to check, comma separated"
      },
      "state": {
       "type": "string",
       "description": "US state or territory name or 2-letter code, such as California or CA"
      },
      "topic": {
       "type": "string",
       "description": "Optional keyword to filter the models scanned"
      }
     }
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/naic-state-model-law-adoption-lookup-e853718e/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from api.agentstools.dev](https://www.zero.xyz/host/api.agentstools.dev/llms.txt)