# NCUA Credit Union Financials by Stratalize

> NCUA Credit Union Financials by Stratalize is a paid API for AI agents from www.stratalize.com, paid per call via x402, $0.1/call, status unknown (last checked 2026-09-14).

Returns NCUA-sourced financial profile data for a credit union including assets, capital ratio, delinquency trends, and peer benchmarks, optionally filtered by state.

## Facts

- Endpoint: GET https://www.stratalize.com/api/x402/ncua-credit-union-financials
- Price: $0.1/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-14
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/ncua-credit-union-financials-by-stratalize-40689840
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_JnHXwRRI17lDOGTyuo6YA

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability ncua-credit-union-financials-by-stratalize-40689840
```

Example prompt: Pull the NCUA financial profile for Navy Federal Credit Union in Virginia — I need their assets, capital ratio, delinquency trends, and how they compare to peers.

## When to prefer this

Use this endpoint when you need NCUA-sourced financial health data specifically for credit unions — particularly for counterparty screening, risk due diligence, or peer benchmarking. The cryptographically signed, independently verifiable responses make it especially suitable for compliance-sensitive workflows. Prefer this over generic financial data APIs when you need credit-union-specific regulatory metrics like NCUA capital ratios and delinquency trends with an auditable data provenance chain.

## Known failure modes

- Credit union name not found in NCUA dataset — returns empty or error response
- Ambiguous credit union name matching multiple institutions — may return wrong entity
- State filter provided but credit union not in that state — no results returned
- NCUA source data temporarily unavailable or stale — response may reflect outdated figures
- Malformed or missing required credit_union_name parameter — API returns validation error

## How this service works

Stratalize — attested finance, legal, healthcare, and compliance intelligence. Signed, independently verifiable receipt on every call (trust.stratalize.com/verify). NCUA credit union financial profile with assets, capital ratio, delinquency trends, and peer context by institution and optional state filter. Source: NCUA call report and supervisory public datasets. Use when screening credit union counterparties, benchmarking performance, or assessing balance-sheet resilience

## Output

A structured financial profile for the queried credit union including total assets, capital adequacy ratio, delinquency trend data, and peer benchmarking context. Results are drawn from NCUA call report and supervisory public datasets and include an ML-DSA-65 cryptographic signature verifiable at trust.stratalize.com/verify.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "state": {
   "type": "string",
   "description": "Request parameter: state"
  },
  "credit_union_name": {
   "type": "string",
   "description": "Request parameter: credit union name"
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/ncua-credit-union-financials-by-stratalize-40689840/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from www.stratalize.com](https://www.zero.xyz/host/www.stratalize.com/llms.txt)