# Net Terms / Credit Application Agent Pack (mf-tpl-046)

> Net Terms / Credit Application Agent Pack (mf-tpl-046) is a paid API for AI agents from nwb-vending.com, paid per call via x402, $0.08/call, status unknown (last checked 2026-09-15).

Returns a structured agent playbook for managing net terms and credit application workflows in a vending/materials business context

## Facts

- Endpoint: POST https://nwb-vending.com/2nd-pages/materials-factory/templates/net-terms-credit-app/full/playbook.json
- Price: $0.08/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-15
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/net-terms-credit-application-agent-pack-mf-tpl-046-79bb18bc
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_T2KQU_SombLZLvGX5uJP_

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability net-terms-credit-application-agent-pack-mf-tpl-046-79bb18bc -d '<json body>'
```

Example prompt: Pull up the net terms and credit application agent pack (mf-tpl-046) from Materials Factory so I can set up an automated workflow for handling new customer credit applications and net-30/60/90 payment term requests.

## When to prefer this

Use this endpoint when you need a ready-made agent playbook specifically for net terms and credit application processes in a vending or materials business context. Prefer this over building a custom workflow when you want proven, pre-structured templates and agent instructions for B2B credit onboarding. Best suited for small to mid-size vending or materials companies automating their accounts receivable intake.

## Known failure modes

- 404 if pack_id is incorrect or pack has been removed
- 402 Payment Required if USDC payment is not included or insufficient
- 500 server error if playbook file is unavailable
- Malformed JSON response if file is corrupted
- Timeout if server is temporarily overloaded

## How this service works

NWB Vending. Practical solutions for small business problems in Kuna, Idaho.

## Output

A JSON playbook containing structured agent instructions, message templates, workflow steps, and decision logic for handling net terms requests and credit applications from customers — including how to collect information, evaluate applications, communicate decisions, and archive outcomes.

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "version": "2.0.0",
  "artifact": "mf-tpl-046",
  "audience": "agent"
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/net-terms-credit-application-agent-pack-mf-tpl-046-79bb18bc/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from nwb-vending.com](https://www.zero.xyz/host/nwb-vending.com/llms.txt)