# NexusAPI Loan Calculator

> NexusAPI Loan Calculator is a paid API for AI agents from nexus-api-virid.vercel.app, paid per call via x402, $0.094361/call, status unknown (last checked 2026-09-15).

Calculates loan repayment schedules, monthly payments, and interest costs given loan parameters

## Facts

- Endpoint: POST https://nexus-api-virid.vercel.app/api/finance/loan/calc
- Price: $0.094361/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-15
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/nexusapi-loan-calculator-3247bd52
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_OYR5lXHdAYmZ9pd9PxveZ

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability nexusapi-loan-calculator-3247bd52 -d '<json body>'
```

Example prompt: Can you calculate the monthly payment and total interest for a $25,000 personal loan at 7.5% annual interest rate over 5 years?

## When to prefer this

Use this endpoint when you need quick, programmatic loan payment calculations without integrating a full financial platform. Ideal for AI agents helping users evaluate borrowing scenarios, compare loan terms, or plan budgets around debt repayment. Prefer this over manual spreadsheet approaches or scraping bank websites when you need structured, machine-readable output for further processing.

## Known failure modes

- Missing or invalid loan amount returns an error response
- Negative or zero interest rate may cause unexpected calculation results
- Malformed query string may result in a generic API error
- Unsupported loan type or term format may produce null results
- Network or payment processing failure returns a 402 or 5xx status

## How this service works

Crypto, AI, Social Media, Finance, Weather, Tools &amp; more. Pay per call in USDC on Base. No API keys.

## Output

Returns computed loan metrics including monthly payment amount, total repayment amount, total interest paid, and potentially an amortization schedule broken down by payment period.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "query": {
   "type": "string",
   "description": "Search query or input parameter"
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "object",
 "description": "API response data"
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/nexusapi-loan-calculator-3247bd52/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from nexus-api-virid.vercel.app](https://www.zero.xyz/host/nexus-api-virid.vercel.app/llms.txt)