# Numora Retirement Savings Projection

> Numora Retirement Savings Projection is a paid API for AI agents from numormor.netlify.app, paid per call via x402, $0.1/call, status unknown (last checked 2026-09-15).

Computes projected retirement savings growth given an annual rate, time horizon, current savings, and regular contributions.

## Facts

- Endpoint: POST https://numormor.netlify.app/api/financial/retirement
- Price: $0.1/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-15
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/numora-retirement-savings-projection-bd39ef0d
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_nBotRdIgE_hhQgfyvjP7B

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability numora-retirement-savings-projection-bd39ef0d -d '<json body>'
```

Example prompt: I currently have $50,000 in savings and plan to contribute $6,000 per year — assuming a 7% annual return, how much will I have after 25 years when I retire?

## When to prefer this

Use this endpoint when you need a deterministic, server-side financial math calculation for retirement savings projection without relying on external financial data providers. Ideal for agents handling personal finance planning questions that require compound growth math over multi-year horizons with regular contributions.

## Known failure modes

- Missing required fields (rate, years, savings, contribution) returns a validation error
- Negative or zero years value may produce undefined mathematical results
- Extremely high rates or very large numbers may cause precision issues
- Non-numeric inputs for numeric fields will fail schema validation
- Server unavailable on netlify.app may return 5xx or timeout

## How this service works

100 pure math computation endpoints for AI agents. Statistics, financial math, linear algebra, equation solving, calculus, number theory, sequence generation, and unit conversions. Zero external dependencies. x402 micropayments on Base.

## Output

Returns a JSON object with a success flag, a human-readable description of what was computed, and a result object containing the projected retirement balance or breakdown after applying compound growth to the initial savings and annual contributions over the specified time horizon.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "required": [
  "rate",
  "years",
  "savings",
  "contribution"
 ],
 "properties": {
  "rate": {
   "type": "number"
  },
  "years": {
   "type": "integer"
  },
  "savings": {
   "type": "number"
  },
  "contribution": {
   "type": "number"
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "object",
 "required": [
  "success",
  "result",
  "computation"
 ],
 "properties": {
  "result": {
   "type": "object",
   "description": "Computation result varies by endpoint"
  },
  "success": {
   "type": "boolean",
   "description": "Always true on success"
  },
  "computation": {
   "type": "string",
   "description": "Human-readable description of what was computed"
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/numora-retirement-savings-projection-bd39ef0d/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from numormor.netlify.app](https://www.zero.xyz/host/numormor.netlify.app/llms.txt)
