# OCC Consent Orders Feed (BNM Data Shop)

> OCC Consent Orders Feed (BNM Data Shop) is a paid API for AI agents from ticks.bnm.farm, paid per call via x402, $0.05/call, status unknown (last checked 2026-09-15).

Returns a list of OCC (Office of the Comptroller of the Currency) enforcement consent orders for U.S. national banks as structured JSON.

## Facts

- Endpoint: GET https://ticks.bnm.farm/occ-cd
- Price: $0.05/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-15
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/occ-consent-orders-feed-bnm-data-shop-d5e3b566
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_97IjNwBy6XGXtfCz5vGGk

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability occ-consent-orders-feed-bnm-data-shop-d5e3b566
```

Example prompt: Can you pull the latest OCC consent orders from the BNM Data Shop and show me which banks were recently hit with enforcement actions, including the docket numbers and dates?

## When to prefer this

Use this endpoint when you need structured, machine-readable OCC consent order data without scraping the OCC website yourself. It is ideal for compliance pipelines, regulatory monitoring agents, and due-diligence workflows that need enforcement action records in JSON format. Prefer this over direct OCC website scraping when you want reliable JSON output, pre-parsed body text, and a consistent schema. Not suitable if you need non-OCC regulators (e.g. FDIC, Fed, CFPB) or non-consent-order enforcement types.

## Known failure modes

- HTTP 402 returned if payment is not included or payment fails (x402 protocol)
- Empty records array if no enforcement actions are currently indexed
- Stale data if upstream OCC source has not been crawled recently (check fetchedAt timestamp)
- Network timeout if the upstream OCC data source is unavailable

## How this service works

Official public data as JSON. Unpaid paid routes return HTTP 402.

## Output

Returns a JSON object with a top-level 'ok' and 'status' field, an 'asOf' date, a 'records' array containing enforcement action metadata (id, url, date, firm name, type), a 'cards' array with full consent order body text, the source URL, product identifier, fetch timestamp, and total record count.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET",
      "HEAD",
      "DELETE"
     ],
     "type": "string"
    },
    "headers": {
     "type": "object",
     "additionalProperties": {
      "type": "string"
     }
    },
    "queryParams": {
     "type": "object",
     "additionalProperties": {
      "type": "string"
     }
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "properties": {
    "type": {
     "type": "string"
    },
    "schema": {
     "type": "object"
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "ok": true,
  "asOf": "2026-06-16",
  "cards": [
   {
    "id": "AA-ENF-2026-29",
    "bank": "United Texas Bank, National Association",
    "body": "UNITED STATES OF AMERICA\nDEPARTMENT OF THE TREASURY\nOFFICE OF THE COMPTROLLER OF THE CURRENCY\nAA-ENF-2026-29\nCONSENT ORDER\nUnited Texas Bank, N.A.\nDallas, Texas",
    "date": "2026-06-16",
    "docket": "AA-ENF-2026-29",
    "sourceUrl": "https://www.occ.gov/static/enforcement-actions/eaAA-ENF-2026-29.pdf"
   }
  ],
  "source": "https://apps.occ.gov/EASearch",
  "status": "ok",
  "product": "occ-institution-cd-bodies",
  "records": [
   {
    "id": "AA-ENF-2026-29",
    "url": "https://www.occ.gov/static/enforcement-actions/eaAA-ENF-2026-29.pdf",
    "date": "2026-06-16",
    "firm": "United Texas Bank, National Association",
    "type": "occ-cd"
   }
  ],
  "fetchedAt": "2026-08-23T12:00:00.000Z",
  "recordCount": 1
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/occ-consent-orders-feed-bnm-data-shop-d5e3b566/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from ticks.bnm.farm](https://www.zero.xyz/host/ticks.bnm.farm/llms.txt)