# OIX RegWatch Fintech — US Fintech Regulatory Change Monitor

> OIX RegWatch Fintech — US Fintech Regulatory Change Monitor is a paid API for AI agents from oix-autonomous-economy.fly.dev, paid per call via x402, $0.25/call, status down (last checked 2026-08-30).

Returns decision-ready regulatory change observations for US fintech, sourced from primary regulatory feeds with OIX evidence scoring and cryptographic proof.

## Facts

- Endpoint: GET https://oix-autonomous-economy.fly.dev/api/x402/portfolio/regwatch-fintech
- Price: $0.25/call
- Payment: x402
- Status: down
- Last checked: 2026-08-30
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/oix-regwatch-fintech-us-fintech-regulatory-change-monitor-0c71c88d
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_KXPROrDI0Tb86wjPLLcSA

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability oix-regwatch-fintech-us-fintech-regulatory-change-monitor-0c71c88d
```

Example prompt: Pull the latest US fintech regulatory change observations from RegWatch — give me up to 25 results, only those with an OIX evidence score of at least 70, and focus on anything related to payment processing.

## When to prefer this

Choose this endpoint when you need decision-ready, source-backed US fintech regulatory change intelligence with cryptographic provenance and OIX evidence scoring. Prefer it over generic web search when you need verifiable, scored, and settlement-ready regulatory signals specifically for fintech compliance workflows. Best suited for compliance teams, fintech legal analysts, or autonomous agents that need auditable regulatory monitoring with on-chain proof of data integrity.

## Known failure modes

- Payment not received or x402 payment header invalid — returns 402 Payment Required
- Query term too long (over 120 characters) — returns 400 Bad Request
- Limit out of range (below 1 or above 25) — returns 400 Bad Request
- minScore out of range (below 0 or above 100) — returns 400 Bad Request
- Upstream regulatory source temporarily unavailable — may return 503 or empty observations array
- No observations match the query or score filter — returns empty observations list with monitoredRecords count intact

## How this service works

Package any earning logic as an autonomous asset. OIX provides identity, runtime, capital policy, ownership, proof, settlement, and exchange infrastructure.

## Output

Returns a JSON object containing the RegWatch Fintech asset metadata (name, slug, market), a cryptographic proof object with report and source SHA-256 digests, product offer details (price, settlement), and a decision block listing up to 25 source-backed regulatory observations — each with a URL, OIX evidence score, title, and evidence payload — along with the total count of monitored records.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET",
      "HEAD",
      "DELETE"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "properties": {
      "q": {
       "type": "string",
       "maxLength": 120,
       "description": "Optional term matched against the current source-backed observations."
      },
      "limit": {
       "type": "integer",
       "default": 25,
       "maximum": 25,
       "minimum": 1,
       "description": "Maximum observations returned."
      },
      "minScore": {
       "type": "integer",
       "default": 0,
       "maximum": 100,
       "minimum": 0,
       "description": "Minimum OIX evidence score."
      }
     },
     "additionalProperties": false
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "asset": {
   "name": "RegWatch Fintech",
   "slug": "regwatch-fintech",
   "market": "US fintech regulation"
  },
  "proof": {
   "reportDigest": "sha256:…",
   "sourceDigest": "sha256:…"
  },
  "product": {
   "offer": "Decision-ready regulatory change report",
   "price": "0.25 USDC",
   "settlement": "x402 · Base mainnet"
  },
  "decision": {
   "buyer": "Fintech compliance teams",
   "observations": [
    {
     "url": "https://www.federalregister.gov/developers/documentation/api/v1",
     "score": 90,
     "title": "Primary-source market signal",
     "evidence": {}
    }
   ],
   "monitoredRecords": 40,
   "returnedObservations": 25
  },
  "protocol": "oix.machine-report/v1"
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/oix-regwatch-fintech-us-fintech-regulatory-change-monitor-0c71c88d/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from oix-autonomous-economy.fly.dev](https://www.zero.xyz/host/oix-autonomous-economy.fly.dev/llms.txt)