# Otto AI Equity Intelligence — Fundamental Stock Analysis

> Otto AI Equity Intelligence — Fundamental Stock Analysis is a paid API for AI agents from x402.ottoai.services, paid per call via x402, $0.001/call, status unknown (last checked 2026-09-15).

Returns AI-generated narrative plus key financial fundamentals (revenue, EPS, margins, debt) and recent SEC filings for a US-listed stock ticker.

## Facts

- Endpoint: GET https://x402.ottoai.services/equity-intel
- Price: $0.001/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-15
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/otto-ai-equity-intelligence-fundamental-stock-analysis-622ed841
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_zm_MNSLkIt2XWUabt__A5

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability otto-ai-equity-intelligence-fundamental-stock-analysis-622ed841
```

Example prompt: Pull up the fundamental analysis and financial health summary for NVDA — I want revenue growth, net margin, EPS, and any recent 10-K or 10-Q filings.

## When to prefer this

Choose this endpoint when you need a quick, AI-narrated fundamental snapshot of a US-listed equity — covering revenue growth, profitability, balance sheet strength, and recent SEC filings — without querying multiple financial data sources. Ideal for AI agents that need a single-call equity briefing rather than raw time-series data.

## Known failure modes

- Missing or invalid ticker symbol returns a 400-level error
- Ticker not found in US-listed equities returns an error or empty data
- Stale data indicated by meta.stalenessSec > 0 or meta.degraded = true
- Payment failure (USDC insufficient balance or x402 protocol error) blocks the request
- Non-US or OTC tickers may not be supported

## How this service works

SEC filings and company fundamentals by US-listed ticker: revenue, net income, YoY growth, margin, EPS, assets, liabilities, leverage and cash, plus recent 10-K, 10-Q and 8-K filing links and an AI analysis. SEC EDGAR source; missing issuer financials are disclosed. Fundamentals and filing research, not a stock-price feed.

## Output

Returns a JSON object with: company metadata (name, exchange, CIK, SIC description), an AI-generated narrative summarizing financial health and key trends, detailed fundamentals (revenue, net income, EPS, cash, margins, YoY growth rates, assets, liabilities, equity), a list of recent SEC filings with URLs and form types, and metadata about freshness (generatedAt, validUntil, staleness).

## Example request

```json
{
 "input": {
  "type": "http",
  "method": "GET",
  "queryParams": {
   "ticker": "AAPL"
  }
 }
}
```

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "required": [
      "ticker"
     ],
     "properties": {
      "ticker": {
       "type": "string",
       "description": "US-listed stock ticker symbol (e.g. AAPL, NVDA, TSLA)"
      }
     }
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object",
     "required": [
      "status"
     ],
     "properties": {
      "data": {},
      "meta": {
       "type": "object"
      },
      "reason": {
       "type": "string",
       "description": "status=unavailable only; every >=400 is UNCHARGED"
      },
      "status": {
       "enum": [
        "success",
        "unavailable"
       ],
       "type": "string"
      }
     }
    }
   }
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "data": {
   "themes": [
    "AI",
    "Semiconductors",
    "Big Tech"
   ],
   "ticker": "NVDA",
   "company": {
    "cik": "0001045810",
    "name": "NVIDIA CORP",
    "exchange": "NASDAQ",
    "sicDescription": "Semiconductors & Related Devices"
   },
   "outlook": "Otto's take — not financial advice: numbers back the AI/semis theme; watch demand, not solvency.",
   "narrative": "Trailing-twelve-month revenue of $253.5B (through the Apr-2026 quarter) grew ~71% with a 63% net margin - data-center demand remains the driver. Balance sheet is fortress-grade (cash covers most liabilities). Watch the next 10-Q for inventory build.",
   "generatedAt": "2026-06-09T21:00:00.000Z",
   "fundamentals": {
    "asOf": "2026-04-26",
    "basis": "ttm",
    "cashUsd": 43210000000,
    "periodEnd": "2026-04-26",
    "epsDiluted": 6.51,
    "fiscalYear": 2027,
    "revenueUsd": 253491000000,
    "netIncomeUsd": 159613000000,
    "netMarginPct": 63,
    "oneTimeItems": [],
    "quartersUsed": 4,
    "revenueYoYPct": 70.7,
    "totalAssetsUsd": 161112000000,
    "netIncomeYoYPct": 107.9,
    "balanceSheetAsOf": "2026-04-26",
    "epsDilutedExOneTime": null,
    "totalLiabilitiesUsd": 46201000000,
    "epsDilutedIsEstimate": true,
    "netIncomeExOneTimeUsd": null,
    "stockholdersEquityUsd": 114911000000,
    "liabilitiesToAssetsPct": 28.7
   },
   "recentFilings": [
    {
     "url": "https://www.sec.gov/Archives/edgar/data/1045810/000104581026000045/nvda-20260426.htm",
     "form": "10-Q",
     "filed": "2026-05-20",
     "reportDate": "2026-04-26"
    }
   ],
   "analysisStatus": "ok"
  },
  "meta": {
   "degraded": false,
   "validUntil": "",
   "generatedAt": "",
   "stalenessSec": 0
  },
  "status": "success"
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/otto-ai-equity-intelligence-fundamental-stock-analysis-622ed841/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from x402.ottoai.services](https://www.zero.xyz/host/x402.ottoai.services/llms.txt)