# ParentPulse Family Financial Planning API

> ParentPulse Family Financial Planning API is a paid API for AI agents from parentpulse.theaslangroupllc.com, paid per call via x402, $0.12/call, status unknown (last checked 2026-09-15).

Returns family financial planning data including education savings accounts, child benefit programs, dependent-care support, and cost-of-raising-a-child projections by country.

## Facts

- Endpoint: GET https://parentpulse.theaslangroupllc.com/api/parent/finance
- Price: $0.12/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-15
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/parentpulse-family-financial-planning-api-429aff40
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_D3j2TbJGr2gOb5hHS02ta

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability parentpulse-family-financial-planning-api-429aff40
```

Example prompt: Can you look up education savings options and child benefit programs available to me as a parent in Canada with a 3-year-old, and also show me a cost-of-raising-a-child projection for Canada?

## When to prefer this

Use this endpoint when a parenting or personal-finance agent needs multi-country family financial data — education savings vehicles, child benefit programs, dependent-care support, or long-range cost projections — in a single call. Prefer over general financial APIs when the query is specifically parent- or child-centric and spans jurisdictions like US, Canada, UK, or Germany.

## Known failure modes

- Unsupported country returns empty or error response
- Missing required country parameter causes 400 bad request
- Stale benefit amounts if government programs have recently changed
- Rate limiting or payment failure returns 402 or 429 status
- Ambiguous or mismatched country/currency combinations may yield incomplete results

## How this service works

Family financial planning for parenting and personal-finance agents worldwide. Education savings (529 US, RESP Canada, JISA/CTF UK), child benefit programs (Child Tax Credit US, CCB Canada, Child Benefit UK, Kindergeld Germany), dependent-care support, and cost-of-raising-a-child projections by country.

## Output

Returns structured data covering available education savings accounts (e.g., 529 for US, RESP for Canada, JISA/CTF for UK), child benefit program details and amounts (Child Tax Credit, CCB, Child Benefit, Kindergeld), dependent-care support options, and projected lifetime costs of raising a child — all scoped to the requested country.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "ages": {
   "type": "string",
   "description": "Comma-separated child ages"
  },
  "lang": {
   "type": "string",
   "description": "Response language"
  },
  "income": {
   "type": "string",
   "description": "Household income (in local currency if country given, else USD)"
  },
  "country": {
   "type": "string",
   "description": "Country, to match the correct education-savings vehicle and child-benefit program — e.g. US, UK, Canada, Australia, Germany (default: US)"
  },
  "children": {
   "type": "string",
   "description": "Number of children"
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "income": 120000,
  "country": "Canada",
  "children": 2,
  "education_savings": {
   "vehicle_name": "RESP",
   "government_match_or_grant": "CESG 20% match up to CAD 500/year"
  },
  "child_benefit_program": {
   "program_name": "Canada Child Benefit (CCB)"
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/parentpulse-family-financial-planning-api-429aff40/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from parentpulse.theaslangroupllc.com](https://www.zero.xyz/host/parentpulse.theaslangroupllc.com/llms.txt)