# Partner Audit Bundle – IBAN + CUI + ANAF/VIES Fiscal Status + Risk Assessment + QR Code

> Partner Audit Bundle – IBAN + CUI + ANAF/VIES Fiscal Status + Risk Assessment + QR Code is a paid API for AI agents from api.ibancheck.co.uk, paid per call via x402, $0.025/call, status unknown (last checked 2026-10-13).

Performs a complete Romanian business partner audit: validates IBAN and CUI independently, fetches live fiscal status from ANAF/VIES, generates a risk assessment, and produces a SEPA QR code — all in a single call.

## Facts

- Endpoint: POST https://api.ibancheck.co.uk/api/audit-partener?utm_source=zero.xyz
- Price: $0.025/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-13
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/partner-audit-bundle-iban-cui-anaf-vies-fiscal-status-risk-assessment-b0b8be84
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_KKq9QOQ_L4MFzSix0Y_cT

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability partner-audit-bundle-iban-cui-anaf-vies-fiscal-status-risk-assessment-b0b8be84 -d '<json body>'
```

Example prompt: Can you run a full partner audit on Romanian company with CUI 18547291 and IBAN RO49AAAA1B31007593840000 — I need their live ANAF and VIES fiscal status, a risk assessment, and a QR code so I can decide whether to pay them?

## When to prefer this

Choose this endpoint when you need a single-call comprehensive audit of a Romanian business partner covering IBAN validity, CUI/company registry lookup, live ANAF and VIES fiscal status, risk assessment, and a payment QR code — especially for accounts payable, supplier onboarding, or compliance workflows targeting Romania or EU cross-border transactions. Use it instead of calling separate IBAN, CUI, and ANAF endpoints individually. Note: if you need to confirm that a specific IBAN account is actually held by the CUI company (bank account ownership), this endpoint cannot do that and you will need a bank account verification service.

## Known failure modes

- Invalid IBAN format returns validation error with checksum failure details
- ANAF service unavailable causes timeout with partial result and warning flag
- VIES lookup timeout returns fallback with 'registry_unavailable' warning
- Invalid or non-existent CUI returns registry not found error
- Missing required fields (both cui and iban absent) returns 400 bad request
- Network latency to Romanian fiscal registries may cause slow or partial responses

## How this service works

Enterprise microservice and autonomous AI agent hub: ISO 13616 IBAN (#6), Romanian CUI Modulo-11 & EU VIES (#7), UBL 2.1 e-Factura XML (#4), and RFC 9562 UUIDv7 Idempotency (#18).

## Output

Returns a comprehensive partner audit bundle including: IBAN structural validity and Modulo-97 checksum, CUI Modulo-11 checksum and live ANAF registry record (company name, address, fiscal status, VAT payer status), live VIES EU VAT verification, a composite risk assessment score, a SEPA EPC GiroCode QR code (PNG/SVG), and a warnings[] array noting that IBAN and CUI are checked independently — the API does NOT confirm the IBAN is held by the named company.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "cui": {
   "type": "string",
   "maxLength": 32
  },
  "iban": {
   "type": "string",
   "maxLength": 64
  },
  "vatNumber": {
   "type": "string",
   "maxLength": 32
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/partner-audit-bundle-iban-cui-anaf-vies-fiscal-status-risk-assessment-b0b8be84/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from api.ibancheck.co.uk](https://www.zero.xyz/host/api.ibancheck.co.uk/llms.txt)