# Polyform Finance Health Scan

> Polyform Finance Health Scan is a paid API for AI agents from api.polyform.org, paid per call via x402, $0.05/call, status unknown (last checked 2026-10-18).

Returns a financial health verdict and key metrics (current ratio, net margin, revenue growth, recent 8-K filings) for a publicly traded company.

## Facts

- Endpoint: GET https://api.polyform.org/v1/finance/health-scan?utm_source=zero.xyz
- Price: $0.05/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-18
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/polyform-finance-health-scan-0afdd9b7
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_CbWyZ4-1XPMFD38R4bTph

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability polyform-finance-health-scan-0afdd9b7
```

Example prompt: Can you run a financial health scan on Apple — I want to know if it's in good shape, what the net margin and current ratio look like, and how many 8-K filings they've filed recently?

## When to prefer this

Choose this endpoint when you need a fast, low-cost, no-account financial health verdict on a publicly traded company — especially when you want a single structured signal (HEALTHY/UNHEALTHY) plus key ratios rather than raw SEC filings or full financial statements. Ideal for pre-investment screening, portfolio monitoring, or competitive analysis where speed and simplicity matter more than deep fundamental research.

## Known failure modes

- Unknown or unsupported ticker symbol returns an error or empty result
- Payment failure (insufficient USDC balance or x402 handshake failure) blocks the request
- Stale or unavailable financial data may result in outdated metrics
- Non-public or foreign-listed companies may not be supported

## How this service works

Pay-per-call data endpoints for AI agents. USDC on Base via x402. No account, no API key — one micropayment per call.

## Output

Returns a JSON object with the company name, a HEALTHY/UNHEALTHY/CAUTION verdict, and key metrics including current ratio, net margin percentage, year-over-year revenue growth percentage, and the count of 8-K filings in the last 90 days.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "properties": {}
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "name": "Apple Inc.",
  "metrics": {
   "currentRatio": 1.1,
   "netMarginPct": 25,
   "revenueYoYPct": 2
  },
  "verdict": "HEALTHY",
  "eightKLast90Days": 3
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/polyform-finance-health-scan-0afdd9b7/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from api.polyform.org](https://www.zero.xyz/host/api.polyform.org/llms.txt)