# PontoFato Crédito Pré-pago

> PontoFato Crédito Pré-pago is a paid API for AI agents from pontofato.com, paid per call via x402, $0.1/call, status unknown (last checked 2026-10-17).

Purchases $0.10 of prepaid credit for use with PontoFato's suite of Brazilian business data APIs

## Facts

- Endpoint: POST https://pontofato.com/api/credito?utm_source=zero.xyz
- Price: $0.1/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-17
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/pontofato-cr-dito-pr-pago-d7e00390
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_3tRl8zoOd9YQsjOHyK2FO

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability pontofato-cr-dito-pr-pago-d7e00390 -d '<json body>'
```

Example prompt: Add $0.10 of prepaid credit to my PontoFato account so I can start querying Brazilian company data.

## When to prefer this

Use this endpoint when you need to fund a PontoFato account before making calls to their Brazilian company data APIs (CNPJ lookups, CNEFE radius searches, Receita data). This is a prerequisite micro-payment step rather than a data-fetching call itself. Prefer this when your agent needs to autonomously manage its own API credit balance for PontoFato services.

## Known failure modes

- Insufficient USDC balance in wallet — payment fails with insufficient funds error
- Invalid or missing payment credentials — returns authentication error
- Duplicate rapid requests may be rejected or result in multiple charges
- x402 payment protocol misconfiguration — transaction not accepted
- Network timeout before payment confirmation — credit may not be applied

## How this service works

Crédito pré-pago de $0.10 para as APIs da casa

## Output

A confirmation that $0.10 of prepaid credit has been added to the account, typically including a transaction ID or updated credit balance, allowing subsequent calls to PontoFato's business data APIs.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method",
    "bodyType",
    "body"
   ],
   "properties": {
    "body": {
     "type": "object",
     "properties": {
      "usd": {
       "type": "number"
      }
     }
    },
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "POST"
     ],
     "type": "string"
    },
    "bodyType": {
     "type": "string",
     "const": "json"
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    }
   }
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/pontofato-cr-dito-pr-pago-d7e00390/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from pontofato.com](https://www.zero.xyz/host/pontofato.com/llms.txt)