# Premium Risk Scorer MCP

> Premium Risk Scorer MCP is a paid API for AI agents from api.m2mcent.com, paid per call via x402, $0.2/call, status unknown (last checked 2026-09-15).

Scores and assesses premium risk for a given input, returning a risk evaluation or score

## Facts

- Endpoint: POST https://api.m2mcent.com/premium-risk-scorer-mcp/api/process
- Price: $0.2/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-15
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/premium-risk-scorer-mcp-e87c44d9
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_exyzq8MqjdcL5ZYWOijY3

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability premium-risk-scorer-mcp-e87c44d9 -d '<json body>'
```

Example prompt: Can you run a premium risk score on this data: 'applicant age 45, smoker, prior claims 2, zip code 90210' and tell me the risk level?

## When to prefer this

Choose this endpoint when you need a rapid, automated premium risk score on a data record without building your own scoring model — especially useful in underwriting, loan origination, fraud detection, or any context where a risk rating must be computed programmatically at $0.20 per call.

## Known failure modes

- Empty or malformed data string returns a validation error
- Ambiguous or insufficient data may produce a low-confidence score
- Service may return 402 Payment Required if payment is not attached
- Timeouts possible for very large data payloads
- Non-English or unstructured data may reduce scoring accuracy

## How this service works

The premier global index of 1,069 monetized MCP nodes across 205 specialized subdomains. Gasless USDC runtime settlements via x402 V2 Spec on Base L2. Save 95% token context.

## Output

Returns a risk score or rating for the submitted data, likely including a numeric score, risk classification (e.g. low/medium/high), and potentially supporting detail or confidence indicators about the assessed risk level.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "payload": {
   "type": "string"
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "success": true
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/premium-risk-scorer-mcp-e87c44d9/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from api.m2mcent.com](https://www.zero.xyz/host/api.m2mcent.com/llms.txt)