# Rafid Monthly Business Financial Report Generator

> Rafid Monthly Business Financial Report Generator is a paid API for AI agents from api.rafidsystem.com, paid per call via x402, $0.15/call, status unknown (last checked 2026-10-10).

Generates a structured monthly business financial report for an Omani business, including profit/loss analysis, reserve and reinvestment calculations, derived from OMR-denominated inputs, referenced against a local business framework book.

## Facts

- Endpoint: POST https://api.rafidsystem.com/api/v1/x402/book/monthly-business-financial-report?utm_source=zero.xyz
- Price: $0.15/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-10
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/rafid-monthly-business-financial-report-generator-0f2f4be3
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_OFjckxJCSJzXlmieBuA5O

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability rafid-monthly-business-financial-report-generator-0f2f4be3 -d '<json body>'
```

Example prompt: Can you generate a monthly business financial report for my small shop in Oman? Revenue was OMR 12,500, direct costs OMR 4,200, fixed costs OMR 2,000, marketing OMR 500, other expenses OMR 300, prior month revenue was OMR 11,800 — use a 10% reserve and 20% reinvestment, and give me the report in English.

## When to prefer this

Choose this endpoint when you need a structured, framework-referenced monthly financial report specifically for an Omani business using OMR figures, with built-in reserve and reinvestment planning and bilingual (Arabic/English) output. It is ideal for SME owners, accountants, or agents operating in the Omani business context who want a report grounded in a local small-business guidebook rather than a generic global financial template.

## Known failure modes

- Missing required fields (revenueOMR, fixedCostsOMR, directCostsOMR) returns a validation error
- Values exceeding the 1,000,000 OMR maximum trigger a schema validation failure
- Invalid language code (anything other than 'ar' or 'en') returns an enum error
- Reserve or reinvestment percentages above 100 are rejected
- Payment failure (402) if USDC payment of $0.15 is not included or insufficient

## How this service works

Rafid Agent API provides structured intelligence and paid APIs for AI agents across property, company and risk, supplier, finance, document, website, automotive, logistics, recruitment, trading, voice, video and business-planning workflows.

## Output

A structured JSON financial report containing computed financial metrics (gross profit, net profit, reserve amount, reinvestment amount, revenue growth vs prior month), the report language, and a reference to the relevant chapter from the Omani small business framework book ('كيف تبدأ مشروعك الصغير في عُمان؟', 2026 edition by Creative Techno).

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "language": {
   "enum": [
    "ar",
    "en"
   ],
   "type": "string",
   "default": "en"
  },
  "revenueOMR": {
   "type": "number",
   "maximum": 1000000,
   "minimum": 0,
   "description": "OMR; calculations use integer baisa internally"
  },
  "marketingOMR": {
   "type": "number",
   "default": 0,
   "maximum": 1000000,
   "minimum": 0,
   "description": "OMR; calculations use integer baisa internally"
  },
  "fixedCostsOMR": {
   "type": "number",
   "maximum": 1000000,
   "minimum": 0,
   "description": "OMR; calculations use integer baisa internally"
  },
  "directCostsOMR": {
   "type": "number",
   "maximum": 1000000,
   "minimum": 0,
   "description": "OMR; calculations use integer baisa internally"
  },
  "reservePercent": {
   "type": "number",
   "default": 10,
   "maximum": 100,
   "minimum": 0
  },
  "priorRevenueOMR": {
   "type": "number",
   "maximum": 1000000,
   "minimum": 0,
   "description": "OMR; calculations use integer baisa internally"
  },
  "otherExpensesOMR": {
   "type": "number",
   "default": 0,
   "maximum": 1000000,
   "minimum": 0,
   "description": "OMR; calculations use integer baisa internally"
  },
  "reinvestmentPercent": {
   "type": "number",
   "default": 20,
   "maximum": 100,
   "minimum": 0
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "result": {
   "sourceChapter": "book"
  },
  "language": "en",
  "frameworkSource": {
   "title": "كيف تبدأ مشروعك الصغير في عُمان؟",
   "edition": "2026",
   "publisher": "Creative Techno"
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/rafid-monthly-business-financial-report-generator-0f2f4be3/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from api.rafidsystem.com](https://www.zero.xyz/host/api.rafidsystem.com/llms.txt)