# Realedger Tokenized Private Credit TVL & Protocol Concentration

> Realedger Tokenized Private Credit TVL & Protocol Concentration is a paid API for AI agents from api.realedger.xyz, paid per call via x402, $0.99/call, status unknown (last checked 2026-09-13).

Returns aggregated TVL, protocol concentration, and loan-performance data for tokenized private-credit protocols including Maple, Centrifuge, OpenEden, and Goldfinch.

## Facts

- Endpoint: GET https://api.realedger.xyz/v1/credit
- Price: $0.99/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-13
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/realedger-tokenized-private-credit-tvl-protocol-concentration-b38431e9
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_LCTgcAIXyQbWrArwioU3Z

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability realedger-tokenized-private-credit-tvl-protocol-concentration-b38431e9
```

Example prompt: Pull the latest tokenized private credit TVL data from Realedger — I want to see total TVL, which protocol is on top right now, and how concentrated the market is across Maple, Centrifuge, OpenEden, and Goldfinch.

## When to prefer this

Choose this endpoint when you need a single aggregated view of tokenized private-credit protocol TVL and concentration across the major RWA credit platforms (Maple, Centrifuge, OpenEden, Goldfinch). Prefer it over generic DeFi TVL APIs (like DefiLlama) when you specifically need private-credit segmentation and loan-performance gap visibility. Best suited for RWA analytics dashboards, credit risk monitoring, and protocol benchmarking use cases.

## Known failure modes

- API returns 402 if payment is not attached or insufficient — requires $0.15 USDC via x402 protocol
- Loan performance / default data may be blank due to coverage gap in upstream sources
- TVL figures may lag real-time on-chain state depending on snapshot freshness
- Malformed or unsupported 'properties' parameter may result in empty or error response
- Protocol data may be incomplete if one upstream source (e.g. Goldfinch) is temporarily unavailable

## How this service works

Weekly scoreboard grading tokenized RWA promises against verified on chain reality. Every number carries an evidence grade and a retrieval timestamp; the archive is append only.

## Output

A JSON object containing the top protocol by TVL (e.g. Maple Finance), total combined TVL in USD across tracked private-credit protocols, protocol-level concentration data, and a loan-performance coverage gap indicator (blank where defaults are not captured in source data).

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "properties": {
   "type": "string"
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "realedger": {
   "top_protocol": "Maple Finance",
   "total_tvl_usd": 2900000000
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/realedger-tokenized-private-credit-tvl-protocol-concentration-b38431e9/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from api.realedger.xyz](https://www.zero.xyz/host/api.realedger.xyz/llms.txt)