# RemittancePulse Rights Letter Generator

> RemittancePulse Rights Letter Generator is a paid API for AI agents from remittancepulse.vercel.app, paid per call via x402, $2/call, status unknown (last checked 2026-09-13).

Generates a citation-locked Reg E Subpart B error notice letter for remittance transfer disputes, including elected remedy, statutory deadlines, §1005.33(h) rebuttal arguments, cancellation refund demands, and California-specific Fin. Code §2102 protections

## Facts

- Endpoint: GET https://remittancepulse.vercel.app/api/remit/rights-letter
- Price: $2/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-13
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/remittancepulse-rights-letter-generator-481b752f
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_ZDdAwkMaKvm98J9tgfb99

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability remittancepulse-rights-letter-generator-481b752f
```

Example prompt: I sent $500 to Mexico via Western Union on June 3rd and the money never arrived — can you draft me a Reg E Subpart B error notice letter with the full §1005.33(h) rebuttal (they're claiming wrong account number) and include the fee add-back, and flag the California 10-day refund section since I'm sending from California?

## When to prefer this

Choose this endpoint when a consumer or their agent needs a formally cited, legally grounded Reg E Subpart B error notice letter — especially when facing a 'wrong number' denial requiring the §1005.33(h) rebuttal, a cancellation within the 30-minute window, or a California sender needing Fin. Code §2102 protections. Prefer this over generic legal letter generators because it is purpose-built for remittance transfer disputes with statutory citations, deadline arithmetic, and fee add-back computation already embedded.

## Known failure modes

- 180-day dispute window has expired — endpoint returns an honest denial rather than a letter
- Missing required parameters (state, transfer date, error type) cause incomplete letter generation
- Provider-specific deadline details not available for obscure providers
- California section omitted if sender state is not detected or provided as California
- Fee/tax add-back cannot be computed if original fee data is not supplied

## How this service works

Citation-locked remittance document (Reg E Subpart B) — error notice with elected remedy and the provider's 90-day/3-day/1-day deadlines, the five-prong §1005.33(h) rebuttal to "you typed the wrong number" denials, or the 30-minute cancellation refund demand; California senders get the Fin. Code §2102 10-day-refund section. Fee-and-tax add-back computed for late/never-arrived transfers. Honest-no when the 180-day window is dead.

## Output

A structured, citation-locked legal demand letter covering: the specific Reg E Subpart B error notice with the sender's elected remedy; applicable provider deadlines (90-day investigation, 3-day provisional credit, 1-day correction); the five-prong §1005.33(h) rebuttal if the provider is claiming wrong-recipient-number; a 30-minute cancellation refund demand section if applicable; fee-and-tax add-back computation for late or never-arrived transfers; a California Fin. Code §2102 10-day-refund section for California senders; and an honest denial if the 180-day dispute window has expired.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "required": [
  "issue"
 ],
 "properties": {
  "lang": {
   "type": "string",
   "description": "Letter language (default English)"
  },
  "issue": {
   "type": "string",
   "description": "never_arrived | arrived_late | arrived_short | wrong_person_paid | sender_typo_number | want_to_cancel | want_documentation"
  },
  "provider": {
   "type": "string",
   "description": "Provider name for the letter"
  },
  "principal": {
   "type": "string",
   "description": "Transfer amount USD"
  },
  "sender_name": {
   "type": "string",
   "description": "Your name (placeholder if omitted)"
  },
  "remedy_choice": {
   "type": "string",
   "description": "refund | resend (default refund)"
  },
  "date_available": {
   "type": "string",
   "description": "Disclosed Date Available (YYYY-MM-DD)"
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {}
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/remittancepulse-rights-letter-generator-481b752f/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from remittancepulse.vercel.app](https://www.zero.xyz/host/remittancepulse.vercel.app/llms.txt)