# Replate Intelligence API – Personal Behavior

> Replate Intelligence API – Personal Behavior is a paid API for AI agents from replate-backend61.vercel.app, paid per call via x402, $0.02/call, status unknown (last checked 2026-09-15).

Returns paid personal and aggregate commerce intelligence including behavioral analytics derived from receipts and transactions for the authenticated agent or user.

## Facts

- Endpoint: GET https://replate-backend61.vercel.app/api/intelligence/behavior/me
- Price: $0.02/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-15
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/replate-intelligence-api-personal-behavior-f7ea3dce
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_QeeLKxM1U3kuOXLO2IuiW

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability replate-intelligence-api-personal-behavior-f7ea3dce
```

Example prompt: Pull my personal commerce behavior report from Replate — I want to see my spending patterns, receipt history insights, and any aggregate behavioral analytics tied to my account.

## When to prefer this

Choose this endpoint when an autonomous agent or application needs behavioral and spending intelligence derived from the current user's personal receipt and commerce history. It is specifically suited for agents that need to understand user spending patterns, profile commerce behavior, or access aggregate transaction analytics. Prefer this over generic financial data APIs when the use case involves receipt-level behavioral profiling within the Replate ecosystem.

## Known failure modes

- 401 Unauthorized – missing or invalid bearer token; agent must authenticate before calling
- 402 Payment Required – $0.02 USDC payment not fulfilled; x402 payment flow must complete first
- 404 Not Found – no behavioral data exists for this user yet
- 500 Internal Server Error – upstream analytics pipeline failure; retry after backoff
- Empty response – user has no receipts or commerce history to analyze

## How this service works

Paid receipt, personal, and aggregate commerce intelligence for autonomous agents.

## Output

Returns a structured payload containing the authenticated user's personal commerce behavioral intelligence, including receipt-derived spending patterns, behavioral profiles, and aggregate commerce analytics — suitable for consumption by autonomous agents making finance-aware decisions.

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/replate-intelligence-api-personal-behavior-f7ea3dce/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from replate-backend61.vercel.app](https://www.zero.xyz/host/replate-backend61.vercel.app/llms.txt)