# Return on Average Assets – Target Gap Calculator

> Return on Average Assets – Target Gap Calculator is a paid API for AI agents from market.datapackvibe.com, paid per call via x402, $0.01/call, status unknown (last checked 2026-10-18).

Calculates Return on Average Assets (ROAA) from supplied figures and measures the result against a user-provided numeric target, returning the gap between actual and target values.

## Facts

- Endpoint: POST https://market.datapackvibe.com/x402/assistant-finance-return-assets-target-gap?utm_source=zero.xyz
- Price: $0.01/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-18
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/return-on-average-assets-target-gap-calculator-4cc03a02
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_mfuE1FH3a0-4r5_WaS69t

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability return-on-average-assets-target-gap-calculator-4cc03a02 -d '<json body>'
```

Example prompt: Calculate the return on average assets for a company with net income of $3,000 and average assets of $40,000, then tell me how far the result is from my target of 8%.

## When to prefer this

Choose this endpoint when you need a focused, single-call ROAA computation that immediately quantifies the distance between the calculated metric and a specific numeric target you already have. It is ideal for automated performance monitoring pipelines, compliance checks against regulatory thresholds, or board reporting where the gap to target is the key output. Prefer it over more complex multi-mode analysis endpoints when you only need the target gap report, not sensitivity tables, benchmarking correlations, or batch processing.

## Known failure modes

- Missing required field (net_income or average_assets) returns a validation error
- average_assets value of zero or negative is rejected (exclusiveMinimum: 0)
- Values exceeding ±1,000,000,000,000 for income or assets return a range error
- Non-numeric target or values cause schema validation failure
- Network or payment authorization failure returns a 402 or 5xx error

## How this service works

Return on average assets - Target gap calculation: Measure one calculated value against a supplied numeric target; no recommendation or target setting. Metric: Return on average assets. Supplied figures only; returns JSON with formula, units and limitations. One of 50 calculators with 20 analysis modes. No live feed, financial advice or trade execution. 0.01 USDC includes one bounded target gap calculation report.

## Output

A JSON object containing the calculated ROAA value derived from the supplied net income and average assets, the numeric gap between the calculated ROAA and the user-supplied target, the formula applied, the units of measurement, and a note on limitations of the calculation.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "target": {
   "type": "number",
   "default": 100,
   "maximum": 1000000000000000000,
   "minimum": -1000000000000000000
  },
  "values": {
   "type": "object",
   "default": {
    "net_income": 3000,
    "average_assets": 40000
   },
   "required": [
    "net_income",
    "average_assets"
   ],
   "properties": {
    "net_income": {
     "type": "number",
     "default": 3000,
     "maximum": 1000000000000,
     "minimum": -1000000000000,
     "description": "Amount in a consistent supplied currency and reporting period"
    },
    "average_assets": {
     "type": "number",
     "default": 40000,
     "maximum": 1000000000000,
     "minimum": 0,
     "description": "Amount in a consistent supplied currency and reporting period",
     "exclusiveMinimum": 0
    }
   },
   "additionalProperties": false
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/return-on-average-assets-target-gap-calculator-4cc03a02/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from market.datapackvibe.com](https://www.zero.xyz/host/market.datapackvibe.com/llms.txt)