# RSoft Bank Full Risk Score

> RSoft Bank Full Risk Score is a paid API for AI agents from 7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws, paid per call via x402, $0.05/call, status unknown (last checked 2026-10-16).

Computes a composite risk score for an AI agent's loan request by combining Gatekeeper, Analyst, and Treasury cap evaluations for a given agent address and loan amount

## Facts

- Endpoint: POST https://7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws/paid/risk-score?utm_source=zero.xyz
- Price: $0.05/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-16
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/rsoft-bank-full-risk-score-c7ca2683
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_p8UCPrHTEFyleWQmPwJGw

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability rsoft-bank-full-risk-score-c7ca2683 -d '<json body>'
```

Example prompt: What's the full RSoft Bank risk score for my agent wallet 0xAbC1234...5678 if I apply for a 500 USDC loan — I need the Gatekeeper, Analyst, and Treasury cap results all at once.

## When to prefer this

Choose this endpoint when you need a single consolidated risk verdict that combines all three risk layers (Gatekeeper + Analyst + Treasury) in one call, rather than calling each component separately. Ideal before submitting a loan request to avoid unnecessary rejections, or when comparing multiple agents' risk profiles efficiently.

## Known failure modes

- Invalid or missing agent_id (not a valid EVM 0x address) returns a validation error
- Amount not provided or non-numeric returns a schema error
- Agent not found or not KYA-verified may result in Gatekeeper rejection
- Payment of $0.05 USDC not included or insufficient returns 402 Payment Required
- Lambda cold-start or downstream service timeout returns 5xx error

## How this service works

Full lending decision on an AI agent wallet for a USDC amount, combining RSoft Bank's three checks: Gatekeeper (ERC-8004 identity, wallet ownership, reputation history and defaults), Analyst credit underwriting, and Treasury exposure caps. Returns approved, risk tier and the treasury headroom left for that agent. Use it when a plain credit score is not enough: before lending, escrowing or delegating funds to an autonomous agent, or to see exactly why a loan request would be declined.

## Output

Returns a full composite risk score that aggregates the Gatekeeper (identity/access gate), Analyst (Kelly-AMM credit assessment), and Treasury caps evaluation for the specified agent wallet and loan amount, giving a single consolidated risk verdict with component breakdowns.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "amount": {
   "type": "number",
   "description": "Loan amount to assess, in USDC"
  },
  "agent_id": {
   "type": "string",
   "description": "EVM wallet address (0x...)"
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/rsoft-bank-full-risk-score-c7ca2683/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from 7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws](https://www.zero.xyz/host/7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws/llms.txt)