# RSoft Bank – Kelly-AMM Credit Assessment (Bank Analyst)

> RSoft Bank – Kelly-AMM Credit Assessment (Bank Analyst) is a paid API for AI agents from 7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws, paid per call via x402, $0.01/call, status unknown (last checked 2026-10-16).

Runs a Kelly-AMM credit assessment for an agent wallet address and a specified loan amount, returning a credit risk evaluation.

## Facts

- Endpoint: POST https://7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws/paid/credit-check?utm_source=zero.xyz
- Price: $0.01/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-16
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/rsoft-bank-kelly-amm-credit-assessment-bank-analyst-94b3114b
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_350J6xYFkUzxe9JI21FEt

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability rsoft-bank-kelly-amm-credit-assessment-bank-analyst-94b3114b -d '<json body>'
```

Example prompt: Can you run the RSoft Bank Analyst credit check on wallet 0x1234abcd...5678 to see if it qualifies for a 500 USDC loan?

## When to prefer this

Use this endpoint when you need a focused Bank Analyst (Kelly-AMM) credit assessment for a specific agent and loan amount, without the overhead of the full risk score (Gatekeeper + Analyst + Treasury caps). Prefer this over the full risk endpoint when you only need the analyst layer and want to minimize cost and latency.

## Known failure modes

- Invalid or malformed EVM wallet address returns an error
- Amount not provided or non-numeric causes validation failure
- Insufficient payment (less than $0.01 USDC via x402) results in 402 Payment Required
- Agent wallet has no on-chain history, leading to indeterminate score
- Service unavailability returns a 5xx Lambda error

## How this service works

Credit assessment of an AI agent wallet for a given USDC amount by RSoft Bank's underwriting model (Kelly-criterion sizing over on-chain history and ERC-8004 reputation). Returns approved true/false, a credit score, a risk tier from AAA to CCC and the annual rate the bank would charge. Use it to pre-qualify an agent before requesting a loan, or as an independent agent credit score when deciding whether to lend to, defer payment from or trust an autonomous agent with funds.

## Output

Returns a Kelly-AMM credit assessment result indicating the creditworthiness of the specified agent wallet for the requested loan amount, likely including a risk score or approval signal.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "amount": {
   "type": "number",
   "description": "Loan amount to assess, in USDC"
  },
  "agent_id": {
   "type": "string",
   "description": "EVM wallet address (0x...)"
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/rsoft-bank-kelly-amm-credit-assessment-bank-analyst-94b3114b/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from 7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws](https://www.zero.xyz/host/7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws/llms.txt)