# RWA Compliance Decision

> RWA Compliance Decision is a paid API for AI agents from phion.systems, paid per call via x402, $0.012/call, status unknown (last checked 2026-10-22).

Returns a deterministic eligibility and transfer-policy decision for real-world asset (RWA) compliance checks

## Facts

- Endpoint: POST https://phion.systems/v1/paid/rwa/compliance?utm_source=zero.xyz
- Price: $0.012/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-22
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/rwa-compliance-decision-267f5bb5
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_TafmHG3oNT8b4Gzw1tNWG

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability rwa-compliance-decision-267f5bb5 -d '<json body>'
```

Example prompt: Before we execute the transfer, check whether wallet 0xABC123 is eligible to receive this tokenized treasury bond and what the applicable transfer policy is.

## When to prefer this

Use this endpoint when an AI agent needs a deterministic, rule-based compliance ruling before executing or proposing an RWA transfer — especially when the decision must be auditable, policy-driven, and not probabilistic. Prefer this over general-purpose LLM compliance reasoning when you need a binary or policy-structured answer backed by declared rules rather than model inference.

## Known failure modes

- Missing required input body fields returns a validation error
- Unknown or unsupported asset type may return an undecidable or error response
- Malformed wallet or counterparty identifiers cause request rejection
- Insufficient jurisdiction or KYC data may result in a deferred or denied decision
- Network timeouts may occur for complex policy evaluations

## How this service works

Deterministic eligibility and transfer-policy decision

## Output

A deterministic compliance decision object indicating whether the asset transfer or holding is eligible, the applicable transfer policy, any restrictions or denial reasons, and the policy basis for the decision.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input",
  "output"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "body"
   ],
   "properties": {
    "body": {
     "type": "object",
     "additionalProperties": true
    }
   }
  },
  "output": {
   "type": "object",
   "required": [
    "example"
   ],
   "properties": {
    "example": {
     "type": "object",
     "additionalProperties": true
    }
   }
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json"
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/rwa-compliance-decision-267f5bb5/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from phion.systems](https://www.zero.xyz/host/phion.systems/llms.txt)