# ScholarPulse Loan Forgiveness Guide

> ScholarPulse Loan Forgiveness Guide is a paid API for AI agents from scholarpulse.theaslangroupllc.com, paid per call via x402, $0.1/call, status unknown (last checked 2026-09-14).

Returns a comprehensive loan forgiveness guide covering PSLF, TEACH Grant, state programs, and profession-specific forgiveness for nurses, doctors, teachers, lawyers, and military personnel, with an action plan.

## Facts

- Endpoint: GET https://scholarpulse.theaslangroupllc.com/api/forgiveness
- Price: $0.1/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-14
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/scholarpulse-loan-forgiveness-guide-af4e6ff4
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_ckBe777r04FpXKwvkP70y

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability scholarpulse-loan-forgiveness-guide-af4e6ff4
```

Example prompt: I'm a nurse working at a nonprofit hospital — can you pull up the loan forgiveness options available to me, including PSLF and any state programs, and give me a step-by-step action plan to actually pursue them?

## When to prefer this

Use this endpoint when a user needs a comprehensive overview of student loan forgiveness pathways — especially when their profession (nurse, doctor, teacher, lawyer, military) or employment sector (public service, nonprofit) is relevant. Prefer this over general loan strategy endpoints when the goal is forgiveness rather than repayment plan comparison or refinancing.

## Known failure modes

- Missing or invalid profession parameter may return generic rather than tailored guidance
- State-specific program data may be outdated if state legislatures recently changed programs
- Some niche profession categories may not be covered, returning partial results
- Service unavailable or payment failure returns a 402 or 5xx error

## How this service works

Loan forgiveness guide for student and financial-aid agents. Covers PSLF, TEACH Grant, state programs, and profession-specific forgiveness for nurses, doctors, teachers, lawyers, and military, with an action plan.

## Output

A structured guide listing applicable loan forgiveness programs (PSLF, TEACH Grant, state-level, and profession-specific options for nurses, doctors, teachers, lawyers, and military), eligibility requirements for each, and a concrete action plan the borrower can follow to pursue forgiveness.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET",
      "HEAD",
      "DELETE"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "properties": {
      "state": {
       "type": "string",
       "description": "TX | CA | NY (optional, for state programs)"
      },
      "country": {
       "type": "string",
       "description": "optional"
      },
      "loan_type": {
       "type": "string",
       "description": "federal | private (optional)"
      },
      "profession": {
       "type": "string",
       "description": "teacher | nurse | doctor | social-worker | lawyer | military | government-employee"
      },
      "employer_type": {
       "type": "string",
       "description": "public-school | nonprofit | government | private"
      },
      "years_in_service": {
       "type": "string",
       "description": "optional"
      }
     }
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "errors": {
     "type": "object",
     "description": "Documented error responses, keyed by HTTP status code",
     "additionalProperties": {
      "type": "object",
      "required": [
       "description"
      ],
      "properties": {
       "example": {
        "type": "object"
       },
       "description": {
        "type": "string"
       }
      }
     }
    },
    "example": {
     "type": "object"
    }
   }
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "pslf": {
   "eligible": "yes",
   "critical_steps": [
    "Submit annual PSLF Employment Certification Form",
    "Enroll in IDR plan immediately"
   ],
   "estimated_forgiveness": "$38,400",
   "estimated_forgiveness_year": "2033",
   "remaining_payments_estimate": "84 payments"
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/scholarpulse-loan-forgiveness-guide-af4e6ff4/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from scholarpulse.theaslangroupllc.com](https://www.zero.xyz/host/scholarpulse.theaslangroupllc.com/llms.txt)