# SEC Distress Signals Screen

> SEC Distress Signals Screen is a paid API for AI agents from company-enrichment.x402tookit.com, paid per call via x402, $0.03/call, status unknown (last checked 2026-10-30).

Screens a US public company for financial distress signals from SEC filings, including late-filing notices, auditor changes, non-reliance restatements, delisting warnings, and bankruptcy items, returning a scored verdict.

## Facts

- Endpoint: GET https://company-enrichment.x402tookit.com/sec-distress-signals?utm_source=zero.xyz
- Price: $0.03/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-30
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/sec-distress-signals-screen-7f65ae63
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_WjhNuauINFeU4E714AYdY

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability sec-distress-signals-screen-7f65ae63
```

Example prompt: Can you run a distress screen on BBBY using its SEC filings and tell me if there are any late-filing notices, auditor changes, or delisting warnings, along with an overall distress score?

## When to prefer this

Use this endpoint when you need a fast, pre-scored distress assessment derived specifically from SEC filing events (late filings, auditor changes, non-reliance, delisting, bankruptcy) rather than from financial ratios or market data. It is ideal for pre-trade screening, credit due diligence, or compliance checks on US public companies where regulatory filing behavior is the key signal.

## Known failure modes

- Unknown ticker or CIK returns null or empty result
- Stale or unavailable SEC data triggers degraded=true flag
- Company has no recent filings, resulting in empty signals array
- Invalid query parameter format causes 400-level error
- Rate limiting or payment failure causes 402 or 429 error

## How this service works

Distress screen from SEC filings: late-filing notices, auditor change, non-reliance, delisting and bankruptcy items.

## Output

Returns a JSON object with the company name, CIK, distress score (numeric), verdict string, list of specific distress signals detected, human-readable reasons, a plain-English summary, the as-of date, source URL, and a disclaimer. Also includes a threshold indicating at what score signals are considered present, a degraded flag if data was incomplete, and a list of signal categories not checked.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "required": [
      "id"
     ],
     "properties": {
      "id": {
       "type": "string",
       "description": "Ticker or CIK"
      }
     }
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object",
     "properties": {
      "cik": {
       "type": [
        "null",
        "string"
       ]
      },
      "asOf": {
       "type": [
        "null",
        "string"
       ]
      },
      "score": {
       "type": [
        "null",
        "number"
       ]
      },
      "source": {
       "type": [
        "null",
        "string"
       ]
      },
      "company": {
       "type": [
        "null",
        "string"
       ]
      },
      "reasons": {
       "type": [
        "array",
        "null"
       ],
       "items": {
        "type": "string"
       }
      },
      "signals": {
       "type": [
        "array",
        "null"
       ]
      },
      "summary": {
       "type": [
        "null",
        "string"
       ]
      },
      "verdict": {
       "type": [
        "null",
        "string"
       ]
      },
      "degraded": {
       "type": [
        "boolean",
        "null"
       ]
      },
      "sourceUrl": {
       "type": [
        "null",
        "string"
       ]
      },
      "disclaimer": {
       "type": [
        "null",
        "string"
       ]
      },
      "notChecked": {
       "type": [
        "array",
        "null"
       ],
       "items": {
        "type": "string"
       }
      },
      "thresholds": {
       "type": [
        "null",
        "object"
       ],
       "properties": {
        "presentAtScore": {
         "type": [
          "null",
          "number"
         ]
        }
       }
      }
     }
    }
   }
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/sec-distress-signals-screen-7f65ae63/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from company-enrichment.x402tookit.com](https://www.zero.xyz/host/company-enrichment.x402tookit.com/llms.txt)