# SEC EDGAR Going-Concern Filing Monitor

> SEC EDGAR Going-Concern Filing Monitor is a paid API for AI agents from oracles-production.up.railway.app, paid per call via x402, $0.05/call, status unknown (last checked 2026-09-13).

Returns SEC EDGAR 10-K and 10-Q filings that contain going-concern warnings, detected since a given timestamp, with company metadata and filing links.

## Facts

- Endpoint: GET https://oracles-production.up.railway.app/v1/edgar-going-concern/changes
- Price: $0.05/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-13
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/sec-edgar-going-concern-filing-monitor-4374c2fc
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_zoSkRN5Gm87bTJx9y3KvP

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability sec-edgar-going-concern-filing-monitor-4374c2fc
```

Example prompt: Show me any new going-concern warnings filed in SEC 10-K or 10-Q reports since 2025-01-01T00:00:00Z, with a significance of at least 5 — give me the company names, CIKs, and direct links to the filings.

## When to prefer this

Use this endpoint when you need to monitor or screen for SEC-filed going-concern warnings specifically in 10-K and 10-Q forms, particularly for risk screening, investment due diligence, or regulatory compliance workflows. Prefer this over the sibling bankruptcy/Chapter 11 endpoint when you want auditor-level going-concern language rather than formal bankruptcy filings — these are earlier warning signals of financial distress.

## Known failure modes

- Invalid or missing 'since' parameter returns a 400 or empty result set
- 'limit' value outside 1–500 range rejected with validation error
- 'min_significance' outside 1–10 range rejected
- No filings found in the requested window returns empty changes array
- Payment not provided or insufficient USDC results in 402 Payment Required
- Upstream EDGAR data lag may cause recently filed documents to not yet appear

## How this service works

SEC EDGAR 10-K,10-Q filings matching going-concern warnings since a timestamp — company name, CIK, form, filing date, and a direct link to the filing index.

## Output

A JSON array of filing change objects, each including company name, CIK, SEC form type (10-K or 10-Q), filing date, a direct URL to the EDGAR filing index, a summary of the going-concern language, a significance score (1–10), and the timestamp when the change was detected. Also includes a total count and source label.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "$schema": "https://json-schema.org/draft/2020-12/schema",
 "required": [
  "input"
 ],
 "properties": {
  "input": {
   "type": "object",
   "required": [
    "type",
    "method"
   ],
   "properties": {
    "type": {
     "type": "string",
     "const": "http"
    },
    "method": {
     "enum": [
      "GET"
     ],
     "type": "string"
    },
    "queryParams": {
     "type": "object",
     "properties": {
      "limit": {
       "type": "integer",
       "maximum": 500,
       "minimum": 1
      },
      "since": {
       "type": "string",
       "format": "date-time",
       "description": "Only changes detected after this ISO-8601 instant"
      },
      "min_significance": {
       "type": "integer",
       "maximum": 10,
       "minimum": 1,
       "description": "Keep only changes scored at least this"
      }
     }
    }
   },
   "additionalProperties": false
  },
  "output": {
   "type": "object",
   "required": [
    "type"
   ],
   "properties": {
    "type": {
     "type": "string"
    },
    "example": {
     "type": "object",
     "properties": {
      "count": {
       "type": "integer"
      },
      "source": {
       "type": "string"
      },
      "changes": {
       "type": "array",
       "items": {
        "type": "object",
        "properties": {
         "type": {
          "type": "string"
         },
         "title": {
          "type": "string"
         },
         "detail": {
          "type": "object"
         },
         "summary": {
          "type": "string"
         },
         "entityId": {
          "type": "string"
         },
         "sourceUrl": {
          "type": [
           "string",
           "null"
          ],
          "description": "Primary-source link for verification"
         },
         "detectedAt": {
          "type": "string",
          "format": "date-time"
         },
         "significance": {
          "type": "integer",
          "maximum": 10,
          "minimum": 1
         },
         "effectiveDate": {
          "type": [
           "string",
           "null"
          ]
         }
        }
       }
      }
     }
    }
   }
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/sec-edgar-going-concern-filing-monitor-4374c2fc/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from oracles-production.up.railway.app](https://www.zero.xyz/host/oracles-production.up.railway.app/llms.txt)