# SEC Filing Multi-Section Reader

> SEC Filing Multi-Section Reader is a paid API for AI agents from x402-agent-api.onrender.com, paid per call via x402, $0.015/call, status unknown (last checked 2026-10-10).

Retrieves 2 or 3 sections from the same 10-K or 10-Q filing in one call, returning clean text with SEC EDGAR citation links

## Facts

- Endpoint: POST https://x402-agent-api.onrender.com/api/v1/sec-filing-sections?utm_source=zero.xyz
- Price: $0.015/call
- Payment: x402
- Status: unknown
- Last checked: 2026-10-10
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/sec-filing-multi-section-reader-fa30d7ef
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_nyQ46qKzmQsdmS90nb-v5

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability sec-filing-multi-section-reader-fa30d7ef -d '<json body>'
```

Example prompt: Pull the Risk Factors and MD&A sections from Apple's latest 10-K in one shot — I want the full clean text plus the SEC.gov link to cite.

## When to prefer this

Choose this endpoint when you need 2 or 3 sections from the same SEC filing in one call — it costs $0.015 versus $0.01 per section individually, saving money when reading multiple sections together. Prefer it over the single-section endpoint whenever your workflow requires cross-reading Risk Factors with MD&A, Business with Cybersecurity, or any multi-section combination for research or due diligence. Use the single-section endpoint only when you need exactly one section.

## Known failure modes

- Company name matches multiple tickers — returns list of matching tickers free, no section text
- Requested section does not exist in filing type (e.g. cybersecurity in a 10-Q) — listed in not_found, not charged
- Filing not available on EDGAR for the requested fiscal year (pre-2001) — returns error
- Invalid ticker or CIK not found in EDGAR — returns error
- Fewer than 2 sections specified or more than 3 — schema validation error
- accession_number does not belong to the identified company — returns error

## How this service works

Read 2 or 3 sections of the same 10-K or 10-Q in one call, e.g. Risk Factors + MD&A + Business, as clean text from SEC EDGAR. Latest filing or any fiscal year since 2001, by ticker, CIK or company name, with the sec.gov link to cite. $0.015 for up to three sections instead of $0.01 each. Sections the filing lacks are listed separately; not charged if none is found. $0.015 USDC per call.

## Output

A JSON object containing an array of matched sections each with the section key, item number, title, full clean text, word count, char count, and truncation flag; plus the filing URL, filing date, accession number, period of report, ticker, CIK, company name, a list of requested sections not found in the filing, and suggested next calls for follow-up analysis.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "cik": {
   "anyOf": [
    {
     "type": "string",
     "pattern": "^\\d{1,10}$"
    },
    {
     "type": "integer",
     "maximum": 9007199254740991,
     "exclusiveMinimum": 0
    }
   ],
   "description": "SEC Central Index Key, e.g. 320193. Use this, `ticker` or `company`."
  },
  "form": {
   "enum": [
    "10-K",
    "10-Q"
   ],
   "type": "string",
   "description": "Annual report (10-K, the default) or quarterly report (10-Q). With `accession_number`, taken from that filing."
  },
  "ticker": {
   "type": "string",
   "pattern": "^[A-Z][A-Z0-9.\\-]{0,9}$",
   "description": "US stock ticker, e.g. AAPL, MSFT, BRK-B. Use this, `cik` or `company`."
  },
  "company": {
   "type": "string",
   "maxLength": 120,
   "minLength": 2,
   "description": "Company name, e.g. \"Apple\" or \"Coca-Cola\". Use this, `ticker` or `cik`; a name matching several companies returns their tickers, free."
  },
  "sections": {
   "type": "array",
   "items": {
    "enum": [
     "business",
     "risk_factors",
     "cybersecurity",
     "legal_proceedings",
     "mda",
     "market_risk"
    ],
    "type": "string"
   },
   "maxItems": 3,
   "minItems": 2,
   "description": "2 or 3 sections to read from the same filing: risk_factors, mda, business, legal_proceedings, market_risk, cybersecurity. Business and cybersecurity exist only in 10-Ks."
  },
  "fiscal_year": {
   "type": "integer",
   "maximum": 2100,
   "minimum": 2001,
   "description": "Return the report whose fiscal period ends in this calendar year instead of the latest one, e.g. 2022 for Apple's 10-K for the year ended September 24, 2022. For a 10-Q, the latest quarter ending in that year. EDGAR has HTML filings from 2001 on."
  },
  "accession_number": {
   "type": "string",
   "pattern": "^\\d{10}-\\d{2}-\\d{6}$",
   "description": "Return the section from this exact 10-K or 10-Q filing of the company, e.g. 0000320193-22-000108."
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "cik": "1045810",
  "form": "10-K",
  "source": "sec-edgar",
  "ticker": "NVDA",
  "company": "NVIDIA CORP",
  "sections": [
   {
    "item": "1A",
    "text": "Item 1A. Risk Factors\n\nThe following risk factors should be considered in addition to the other information in this Annual Report on Form 10-K. (Example excerpt.)",
    "section": "risk_factors",
    "truncated": false,
    "char_count": 145,
    "word_count": 25,
    "section_title": "Risk Factors"
   },
   {
    "item": "7",
    "text": "Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations\n\nThe following discussion should be read in conjunction with our financial statements. (Example excerpt.)",
    "section": "mda",
    "truncated": false,
    "char_count": 197,
    "word_count": 28,
    "section_title": "Management's Discussion and Analysis of Financial Condition and Results of Operations"
   }
  ],
  "not_found": [],
  "filing_url": "https://www.sec.gov/Archives/edgar/data/1045810/000104581026000021/nvda-20260125.htm",
  "next_calls": [
   {
    "why": "What changed in this section since the previous year's 10-K?",
    "tool": "sec_section_changes",
    "price": "$0.04",
    "arguments": {
     "ticker": "NVDA",
     "section": "risk_factors",
     "accession_number": "0001045810-26-000021"
    }
   }
  ],
  "filing_date": "2026-02-25",
  "accession_number": "0001045810-26-000021",
  "period_of_report": "2026-01-25"
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/sec-filing-multi-section-reader-fa30d7ef/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from x402-agent-api.onrender.com](https://www.zero.xyz/host/x402-agent-api.onrender.com/llms.txt)