# Sentry Forge Consumer Debt Dispute Pack Generator

> Sentry Forge Consumer Debt Dispute Pack Generator is a paid API for AI agents from sentry-forge-x402.fly.dev, paid per call via x402, $0.5/call, status unknown (last checked 2026-09-15).

Generates a complete 8-file consumer debt dispute document pack from a collector letter, original contract, and customer narrative, covering FDCPA and FCRA-grounded letters, CFPB complaints, credit bureau disputes, and more.

## Facts

- Endpoint: POST https://sentry-forge-x402.fly.dev/api/dispute-pack
- Price: $0.5/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-15
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/sentry-forge-consumer-debt-dispute-pack-generator-56f02add
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_uSzgp9X4TRotx2vD6z2Fe

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability sentry-forge-consumer-debt-dispute-pack-generator-56f02add -d '<json body>'
```

Example prompt: I just got a collection notice from Midland Credit Management claiming I owe $1,840 on an old Capital One credit card — here's the collector letter, the original card agreement, and my side of the story. Can you generate the full Sentry Forge dispute pack with all 8 documents so I can fight this?

## When to prefer this

Use this endpoint when a user needs a comprehensive, multi-document debt dispute package validated against real consumer protection law (FDCPA, FCRA, state statutes) rather than a single generic letter. It is the right choice when the user has all three source documents (collector letter, original contract, narrative) and needs a court-ready evidence inventory and CFPB complaint drafts alongside dispute letters.

## Known failure modes

- Missing required input fields (collector letter, contract, or narrative) returns a 400-level error with an error message
- Malformed POST body causes schema validation failure
- Upstream Sentry Forge engine unavailable returns a 5xx error
- Insufficient USDC payment (requires exactly $0.50 USDC via x402) causes payment rejection
- Empty or unreadable document content may result in incomplete or low-quality output files

## How this service works

Pay $0.50 USDC, get an 8-file dispute pack: collector letter, OC letter, CFPB complaints, bureau disputes, court records search, action checklist, evidence inventory.

## Output

Returns a map of 8 markdown files covering: a collector dispute letter, an original-creditor dispute letter, two CFPB complaints (one each for collector and creditor), credit bureau dispute letters, a court records search guide, an action checklist, and an evidence inventory. Also includes a case analysis object and success status.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "properties": {
   "type": "string"
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "ok": true,
  "case": {
   "state": "LA",
   "customer_name": "Jane Doe",
   "alleged_balance": 6970.31
  },
  "files": {
   "05_bureau_disputes.md": "...",
   "01_letter_collector.md": "## RE: Account #...\n\nDear ABC Collections,\n\nPursuant to 15 U.S.C. § 1692g, ...",
   "07_action_checklist.md": "...",
   "08_evidence_inventory.md": "...",
   "06_court_records_search.md": "...",
   "04_cfpb_complaint_creditor.md": "...",
   "02_letter_original_creditor.md": "...",
   "03_cfpb_complaint_collector.md": "..."
  }
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/sentry-forge-consumer-debt-dispute-pack-generator-56f02add/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from sentry-forge-x402.fly.dev](https://www.zero.xyz/host/sentry-forge-x402.fly.dev/llms.txt)