# Signal Ledger Research API – Financial Report Risk Scan

> Signal Ledger Research API – Financial Report Risk Scan is a paid API for AI agents from 43-135-4-66.sslip.io, paid per call via x402, $0.05/call, status unknown (last checked 2026-09-15).

Analyzes the text of a financial filing (10-K, 10-Q, annual/quarterly report) and returns evidence-linked risk findings with severity scores, quoted evidence, and source traceability.

## Facts

- Endpoint: POST https://43-135-4-66.sslip.io/v1/filings/risk-scan
- Price: $0.05/call
- Payment: x402
- Status: unknown
- Last checked: 2026-09-15
- Activations on Zero: 0
- Tags: x402
- Canonical page: https://www.zero.xyz/c/signal-ledger-research-api-financial-report-risk-scan-3907cd11
- Structured record (JSON): https://api.zero.xyz/v1/capabilities/cap_Tu2D5Fy026OlbNPSIEtix

Status and success rate cover calls made through Zero and Zero's own probes. Third-party monitors may report differently.

## How to call it through Zero

Zero handles the 402 payment challenge and records the run. With the Zero CLI installed (`npm i -g @zeroxyz/cli`):

```sh
zero fetch --capability signal-ledger-research-api-financial-report-risk-scan-3907cd11 -d '<json body>'
```

Example prompt: Can you run a risk scan on this 10-K filing text from Apple's FY2025 annual report (retrieved from SEC EDGAR at https://www.sec.gov/Archives/edgar/data/320193/example.htm on 2025-06-01) and tell me what the highest-severity financial risks are, with the exact quotes from the document that support each finding?

## When to prefer this

Choose this endpoint when you need structured, evidence-linked risk analysis of a full financial filing text (10-K, 10-Q, annual or quarterly reports) with character-level provenance, severity scoring, and auditable evidence quotes. Prefer it over generic LLM summarization when you need reproducible, traceable outputs tied to specific document passages and a normalized risk score suitable for downstream comparison or reporting.

## Known failure modes

- Report text shorter than 200 characters returns a validation error
- Report text exceeding 100,000 characters is rejected
- Malformed or missing reportText field returns a 400 error
- Low-quality or non-financial text may produce low-confidence results
- Source URL that does not resolve may flag a data-freshness warning
- Stale filings may trigger a 'stale' data_freshness status

## How this service works

Financial statement quick risk scan / 财报快速风险扫描. Find up to five highest-priority accounting red flags, earnings-quality issues, cash-flow anomalies, debt/liquidity and governance risks in supplied 10-K, 10-Q or report text. Returns structured scores, evidence quotes and source links.

## Output

A JSON object containing: a list of ranked risk items each with severity, risk category, and a linked evidence quote pinpointed to exact character positions in the source document; an overall risk score (0–100), severity label, and confidence level; data freshness status with age in days; document SHA-256 for integrity verification; recommended follow-up actions; and a list of any missing information that limited the analysis.

## Request schema (JSON Schema)

```json
{
 "type": "object",
 "properties": {
  "company": {
   "type": "string",
   "maxLength": 120,
   "description": "Optional company name"
  },
  "reportText": {
   "type": "string",
   "maxLength": 100000,
   "minLength": 200,
   "description": "Plain-text 10-K, 10-Q, annual report, quarterly report or financial statement supplied by the caller"
  },
  "sourceContext": {
   "type": "object",
   "properties": {
    "sourceUrl": {
     "type": "string",
     "pattern": "^https?://",
     "maxLength": 2048,
     "description": "Original regulator or issuer filing URL"
    },
    "sourceName": {
     "type": "string",
     "maxLength": 160
    },
    "metricBasis": {
     "type": "string",
     "maxLength": 160
    },
    "publishedAt": {
     "type": "string",
     "maxLength": 40,
     "description": "ISO 8601 publication timestamp"
    },
    "retrievedAt": {
     "type": "string",
     "maxLength": 40,
     "description": "ISO 8601 retrieval timestamp"
    },
    "reportPeriod": {
     "type": "string",
     "maxLength": 160
    },
    "crossCheckedSources": {
     "type": "array",
     "items": {
      "type": "string",
      "maxLength": 2048
     },
     "maxItems": 5
    }
   },
   "description": "Optional provenance metadata for report-period, freshness, metric-basis and source traceability checks",
   "additionalProperties": false
  }
 }
}
```

## Response schema (JSON Schema)

```json
{
 "type": "json",
 "example": {
  "ok": true,
  "risks": [
   {
    "item": "Cash flow trails earnings",
    "rank": 1,
    "severity": "high",
    "evidence_ref": "evidence_001",
    "risk_category": "cash_flow"
   }
  ],
  "severity": "high",
  "confidence": "high",
  "risk_level": "medium",
  "risk_score": 40,
  "source_url": "https://www.sec.gov/Archives/edgar/data/000000/example.htm",
  "report_period": "FY2025",
  "risk_category": "cash_flow",
  "data_freshness": {
   "status": "fresh",
   "age_days": 2
  },
  "evidence_quote": "Operating cash flow declined 28% while net income increased 9%.",
  "evidence_trace": [
   {
    "source_url": "https://www.sec.gov/Archives/edgar/data/000000/example.htm",
    "evidence_id": "evidence_001",
    "evidence_quote": "Operating cash flow declined 28% while net income increased 9%.",
    "document_sha256": "aaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa",
    "source_location": {
     "match_basis": "exact",
     "character_end": 18711,
     "character_start": 18642
    },
    "evidence_verification": "verified_in_input_document"
   }
  ],
  "schema_version": "2026-09-10",
  "document_sha256": "aaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa",
  "source_location": {
   "match_basis": "exact",
   "character_end": 18711,
   "character_start": 18642
  },
  "missing_information": [],
  "evidence_verification": "verified_in_input_document",
  "recommended_follow_up": [
   "Review the cash-flow statement and working-capital footnotes."
  ]
 }
}
```

## More

- Live health (JSON, refreshed every minute): https://www.zero.xyz/c/signal-ledger-research-api-financial-report-risk-scan-3907cd11/health.json
- [Zero catalog index](https://www.zero.xyz/llms.txt)
- [Other services from 43-135-4-66.sslip.io](https://www.zero.xyz/host/43-135-4-66.sslip.io/llms.txt)